2445 S 7th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2445 S 7th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.123 acres (5,360 sqft)
Owner	Individual Name on Record
Last Sale	$130,500 (Apr 2023)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Sep 2009 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-102-011`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-102-011`
Alternative APN	`22100102011 (CHECK DIGIT = 7)`

Exterior

Lot Area	5,360 sqft (0.123 acres)

Location & Zoning

Account Number	22100102011
Street Address	2445 S 7TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD PARK 2ND PLAT L 953
Legal Subdivision	HARVARD PARK 2ND
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4004
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 S 7TH ST, SPRINGFIELD, IL 62703-3430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2009	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Apr 11, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	20235345
Record Updated	Sep 20, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2445 S 7TH ST, SPRINGFIELD, IL 62703-3430
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R44174
Date	Sep 10, 2009
Instrument	2009R44174

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2029

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 4, 2023
Property Address	2445 S 7TH ST, SPRINGFIELD, IL 62703-3430
Document Number	2023R05345
Instrument Date	Mar 22, 2023
Instrument	2023R05345
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 S 7TH ST, SPRINGFIELD, IL 62703-3430
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R05346
Date	Apr 4, 2023
Instrument	2023R05346

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 11, 2006
Property Address	2445 S 7TH ST, SPRINGFIELD, IL 62703-3430
Document Number	2006R12830
Instrument Date	Apr 10, 2006
Instrument	2006R12830
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 S 7TH ST, SPRINGFIELD, IL 62703-3430

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,847.00 (+58.57%)	$53,522 (+61.82%) Land $4,236 Building $49,286	$160,566 (+61.82%) Land $12,708 Building $147,858
2022	$2,426.00 Homeowner's exemption	$33,075 Land $3,424 Building $29,651	$99,225 Land $10,272 Building $88,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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