2440 S 7th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2440 S 7th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.124 acres (5,402 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Dec 2024)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-103-004`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-103-004`
Alternative APN	`22100103004 (CHECK DIGIT = 0)`

Exterior

Lot Area	5,402 sqft (0.124 acres)

Location & Zoning

Account Number	22100103004
Street Address	2440 S 7TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD PARK 2ND PLAT L 895
Legal Subdivision	HARVARD PARK 2
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3005
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2449 S 7TH ST, SPRINGFIELD, IL 62703-3430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 29, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK
Dec 2, 2024	Warranty Deed, Transfer · Conventional Mortgage WEST CENTRAL BANK
Nov 16, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Nov 16, 2009 · Amount on Record
Deed Document Number	202420569
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2440 S 7TH ST, SPRINGFIELD, IL 62703-3431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R33935
Date	Dec 15, 2021
Instrument	2021R33935

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 23, 2031

Interest

Rate Type	Fixed Rate

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2440 S 7TH ST, SPRINGFIELD, IL 62703-3431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R03479
Date	Jan 29, 2013
Instrument	2013R03479

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2028

Interest

Rate Type	Fixed Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 2, 2024
Property Address	2440 S 7TH ST, SPRINGFIELD, IL 62703-3431
Document Number	2024R20569
Instrument Date	Nov 25, 2024
Instrument	2024R20569
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 S 7TH ST, SPRINGFIELD, IL 62703-3431

Mortgage

Document Number	2024R20570
Date	Dec 2, 2024
Instrument	2024R20570

Lender

Name	WEST CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.38%

November 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Nov 16, 2009
Property Address	2440 S 7TH ST, SPRINGFIELD, IL 62703-3431
Document Number	2009R52375
Instrument Date	Nov 12, 2009
Instrument	2009R52375
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 S 7TH ST, SPRINGFIELD, IL 62703-3431

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+18.48%)	$38,160 (+25.04%) Land $4,236 Building $33,924	$114,480 (+25.04%) Land $12,708 Building $101,772
2022	$2,197.00 Homeowner's exemption	$30,519 Land $3,424 Building $27,095	$91,557 Land $10,272 Building $81,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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