2438 S 7th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2438 S 7th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.124 acres (5,401 sqft)
Owner	Trust Name on Record
Last Sale	$84,000 (Jun 2008)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	May 2009 Mortgage Nov 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-103-003`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-103-003`
Alternative APN	`22100103003 (CHECK DIGIT = 1)`

Exterior

Lot Area	5,401 sqft (0.124 acres)

Location & Zoning

Account Number	22100103003
Street Address	2438 S 7TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD PARK 2ND PLAT L 894
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3005
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2006 CLARA MAE CT, SPRINGFIELD, IL 62711-8247
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Nov 24, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Jun 24, 2008	Warranty Deed, Transfer
Apr 19, 2006	Warranty Deed, Transfer · FHA Mortgage TAYLOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2008 · Amount on Record
Deed Sale	Jun 24, 2008 · Amount on Record
Prior Sale	Apr 19, 2006 · Amount on Record
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2438 S 7TH ST, SPRINGFIELD, IL 62703-3431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R23754
Date	May 5, 2009
Instrument	2009R23754

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2039

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2438 S 7TH ST, SPRINGFIELD, IL 62703-3431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R45774
Date	Nov 24, 2010
Instrument	2010R45774

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 24, 2008
Property Address	2438 S 7TH ST, SPRINGFIELD, IL 62703-3431
Document Number	2008R24887
Instrument Date	May 7, 2008
Instrument	2008R24887
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 CLARA MAE CT, SPRINGFIELD, IL 62711-8247

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 19, 2006
Property Address	2438 S 7TH ST, SPRINGFIELD, IL 62703-3431
Document Number	2006R13826
Instrument Date	Mar 20, 2006
Instrument	2006R13826
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 S 7TH ST, SPRINGFIELD, IL 62703-3431

Mortgage

Document Number	2006R13827
Date	Apr 19, 2006
Instrument	2006R13827

Lender

Name	TAYLOR

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00 (+12.94%)	$36,541 (+25.02%) Land $4,236 Building $32,305	$109,623 (+25.02%) Land $12,708 Building $96,915
2022	$2,619.00	$29,227 Land $3,424 Building $25,803	$87,681 Land $10,272 Building $77,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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