2325 E 103rd St, Kearney, NE 68847 Property Records

Buffalo County property record for 2325 E 103rd St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,819 sqft · built 1999
Lot Size	1.81 acres (78,844 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Apr 2024)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62035616020845`

Property Details

APN / Parcel Number

Primary APN	`62035616020845`
Alternative APNs	`3545-06-4-05972-002-0003` `620356160`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,819 sqft Total Area
1st Floor Area	1,819 sqft
Basement Area	1,785 sqft
Finished Basement	1,339 sqft
Unfinished Basement	446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.81 acres)
Lot Dimensions	78,844 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,050 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Deck Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	62035616020845
Street Address	2325 E 103RD ST
City	KEARNEY
State	NE
Zip	68847-4280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ANTELOPE RIDGE ESTATES LT 3 BLK 2
Legal Range	15
Legal Township	09
Legal Section	06
Legal Subdivision	ANTELOPE RIDGE ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	BUFFALO NE
Township / Civil Division	29
Census Block Group	1
Census Block	1104
Census Tract	969100

Owner

Source: Buffalo County records · APN 62035616020845

Assessment roll updated February 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3511 22ND AVE, KEARNEY, NE 68845-2228
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Apr 02, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OMAHA
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2024 · Amount on Record
Deed Sale	Apr 02, 2024 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20241228
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	Jul 17, 2026
Property Address	2325 E 103RD ST, KEARNEY, NE 68847-4280
Document Number	0000003787
Instrument Date	Jul 13, 2026
Instrument	20263787
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3511 22ND AVE, KEARNEY, NE 68845-2228

Mortgage

Document Number	0000003787,
Date	Jul 17, 2026
Instrument	20263787

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2325 E 103RD ST, KEARNEY, NE 68847-4280
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201807006
Date	Dec 06, 2018
Instrument	2018-07006

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2049

Interest

Rate Type	Fixed Rate

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Apr 02, 2024
Property Address	2325 E 103RD ST, KEARNEY, NE 68847-4280
Document Number	0202401228
Instrument Date	Mar 29, 2024
Instrument	2024-01228
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	TRI CITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401229
Date	Apr 02, 2024
Instrument	2024-01229

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jun 26, 2017
Property Address	2325 E 103RD ST, KEARNEY, NE 68847-4280
Document Number	0201703684
Instrument Date	Jun 19, 2017
Instrument	2017-03684
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	VINTAGE TITLE AND ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0201703685
Date	Jun 26, 2017
Instrument	2017-03685

Lender

Name	EXCHANGE BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Buffalo County records · Assessment roll updated February 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Pleasanton Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,260 (+7.81%) Land $37,245 Building $450,015	$487,260 (+7.81%) Land $37,245 Building $450,015
2025	$5,613.00 (-0.07%)	$451,945 (+13.37%) Land $37,245 Building $414,700	$451,945 (+13.37%) Land $37,245 Building $414,700
2023	$5,617.00	$398,655 Land $42,530 Building $356,125	$398,655 Land $42,530 Building $356,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buffalo County (31019C), as of October 24, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310199691001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
JAB Wireless Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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