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2443 Seagull Dr, Denver, NC 28037 Property Records

Lincoln County property record for 2443 Seagull Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 2018
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on Record
Last Sale$319,000 (Sep 2018)
Tax Bill$3,345 (2026)
Deeds & MortgagesNov 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4604-88-4378

Property Details

APN / Parcel Number

Primary APN4604-88-4378
Alternative APNs
  • 269589
  • 94025

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,584 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCustom Design
Lot Area7,667 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number269589
Street Address2443 SEAGULL DR
CityDENVER
StateNC
Zip28037-7878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R CU
Legal Description#60 COVINGTON@LN PH 3B M1
Legal SubdivisionCOVINGTON LAKE NORMAN SUBDIVSION
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2005
Census Tract71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2443 SEAGULL DR, DENVER, NC 28037-7878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
RAPID MORTGAGE COMPANY
Sep 28, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleDec 14, 2017 · Amount on Record
Deed Document Number2018583839
Deed Book / Page2772 / 827
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2443 SEAGULL DR, DENVER, NC 28037-7878
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002979380
DateNov 30, 2020
Book Page2979/380
Instrument620737
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLINCOLN NC
Recording DateSep 28, 2018
Property Address2443 SEAGULL DR, DENVER, NC 28037-7878
Document Number2772827
Book / Page002772 / 000827
Instrument DateSep 27, 2018
Instrument583839
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2443 SEAGULL DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number2772829
DateSep 28, 2018
Book Page002772/000829
Instrument58380
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,345.00 (+1.55%)$526,462 (-) Land $82,000 Building $444,462$526,462 (-) Land $82,000 Building $444,462
2023$3,294.00$526,462 Land $82,000 Building $444,462$526,462 Land $82,000 Building $444,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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