Lincoln County property record for 2449 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,583 sqft · built 2018 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Apr 2021) |
| Tax Bill | $2,431 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-88-4393 |
| Primary APN | 4604-88-4393 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 7,667 sqft (0.176 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 316539 |
|---|---|
| Street Address | 2449 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #61 COVINGTON@LN PH 3B M1 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2449 Seagull Dr is owned by a company that bought it in April 2021.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3507 NIBLICK CT, DENVER, NC 28037-8016 |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 13, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on File |
| Deed Sale | Apr 29, 2021 · Amount on File |
| Prior Sale | Aug 13, 2018 · Amount on File |
| Deed Document Number | 2021630297 |
| Deed Book / Page | 3036 / 273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 29, 2021 |
| Property Address | 2449 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 3036273 |
| Book / Page | 3036 / 273 |
| Map Reference | MB 17 PG 159 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 630297 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2449 SEAGULL DR, 2449, DENVER, NC 28037-7878 |
| Name | Verified Name |
|---|---|
| Address | 3930 ENGLISH OAK DR, LINCOLNTON, NC 28092-8109 |
| Document Number | 0003036276 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 3036/276 |
| Instrument | 630298 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2449 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 2911706 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2449 SEAGULL DR DENVER NC 280377878, DENVER, NC 28037-7878 |
| Document Number | 2911706 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 002911/000706 |
| Instrument | 609332 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 13, 2018 |
| Property Address | 2449 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 2762582 |
| Book / Page | 002762 / 000582 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 581867 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2019 |
| Title Company | DHI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2449 SEAGULL DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2762584 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 002762/000584 |
| Instrument | 581868 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2048 |
The 2026 property tax bill for 2449 Seagull Dr was $2,431, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,431.00 (+0.62%) | $376,348 (-) Land $82,000 Building $294,348 | $376,348 (-) Land $82,000 Building $294,348 |
| 2025 | $2,416.00 | $376,348 Land $82,000 Building $294,348 | $376,348 Land $82,000 Building $294,348 |
| 2023 | $2,389.00 | $376,348 Land $82,000 Building $294,348 | $376,348 Land $82,000 Building $294,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2449 Seagull Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2449 Seagull Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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