Lincoln County property record for 2426 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,343 sqft · built 2018 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,000 (Jul 2022) |
| Tax Bill | $3,085 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-88-3305 |
| Primary APN | 4604-88-3305 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,343 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 291600 |
|---|---|
| Street Address | 2426 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #16 COVINGTON@LN PH 3B M1 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2426 Seagull Dr is owned and occupied by an individual who bought it in July 2022.
Source: Lincoln County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2426 SEAGULL DR, DENVER, NC 28037-7878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Aug 8, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Document Number | 2022654739 |
| Deed Book / Page | 3179 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2426 SEAGULL DR, DENVER, NC 28037-7878 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0003039836 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 3039/836 |
| Instrument | 630947 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2426 SEAGULL DR, DENVER, NC 28037-7878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0002924927 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 2924/927 |
| Instrument | 611604 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 8, 2022 |
| Property Address | 2426 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 0003179272 |
| Book / Page | 3179 / 272 |
| Map Reference | MB 17 PG 159 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 654739 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | NOT AVAILABLE, TRYON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 VILLAS DR, 1056, STANLEY, NC 28164-1779 |
| Name | Verified Name |
|---|---|
| Address | 2426 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 0000654740 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 654740 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 8, 2018 |
| Property Address | 2426 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 2761569 |
| Book / Page | 002761 / 000569 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 581667 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2019 |
| Title Company | DHI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2426 SEAGULL DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2761571 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 002761/000571 |
| Instrument | 581668 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2048 |
The 2026 property tax bill for 2426 Seagull Dr was $3,085.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,085.00 | $483,751 Land $82,000 Building $401,751 | $483,751 Land $82,000 Building $401,751 |
| 2023 | $3,037.00 | $483,751 Land $82,000 Building $401,751 | $483,751 Land $82,000 Building $401,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2426 Seagull Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2426 Seagull Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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