2433 Flat Rock Rd, Dyer, IN 46311 Property Records

Lake County property record for 2433 Flat Rock Rd, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,438 sqft · built 1986
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$331,000 (Oct 2022)
Tax Bill	$6,775 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0165-0027`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0165-0027`
Alternative APNs	`45-11-18-156-014.000-034` `121401650027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Basement Area	1,438 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Deck Area	160 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0165-0027
Old Parcel Number	121401650027
Street Address	2433 FLAT ROCK RD
City	DYER
State	IN
Zip	46311-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEWOOD ESTATES ADDITION UNIT 1 LOT 27
Legal Subdivision	PINEWOOD ESTATES ADDITION
Legal Lot Number	27
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	3
Census Block	3030
Census Tract	42802

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2433 FLAT ROCK RD, DYER, IN 46311-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Dec 22, 2009
Deed Document Number	2022-543131
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 24, 2022
Property Address	2433 FLAT ROCK RD, DYER, IN 46311-1912
Document Number	0000043131
Map Reference	MB 48 PG 98
Instrument Date	Oct 21, 2022
Instrument	2022-543131
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 FLAT ROCK RD, DYER, IN 46311-1912

Mortgage

Document Number	0000043132
Date	Oct 24, 2022
Instrument	2022-543132

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2433 FLAT ROCK RD, DYER, IN 46311-1912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086417
Date	Dec 13, 2019
Instrument	2019 086417

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Nov 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,300 (+10.81%) Land $73,900 Building $268,400	$342,300 (+10.81%) Land $73,900 Building $268,400
2024	$6,775.00 (+108.33%)
2023		$308,900 (+14.11%) Land $73,900 Building $235,000	$308,900 (+14.11%) Land $73,900 Building $235,000
2022	$3,252.00	$270,700 Land $66,500 Building $204,200	$270,700 Land $66,500 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

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