Kenton County property record for 2442 Warren St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 814 sqft · built 1926 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Nov 2023) |
| Tax Bill | $2,053 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-09-024.00 |
| Primary APN | 055-23-09-024.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 814 sqft Finished Area |
| Gross Area | 947 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2442 WARREN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 185 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 185 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Nov 16, 2023 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Apr 6, 2023 | Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INC |
| Jun 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 31, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 3, 2019 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Nov 8, 2018 | Trustee's Deed, Transfer ANN MILBURN |
| Apr 26, 2017 | Warranty Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Apr 6, 2023 · Amount on Record |
| Deed Document Number | 202314 |
| Deed Book / Page | 257 / 222 |
| Prior Transfer Date | Jan 31, 2020 |
| Prior Transfer Doc | 0000000242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 3, 2025 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900100 |
| Book / Page | KC 372 / 254 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 25110305900100 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | PERFORMANCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95-180 HOKUULA PL, MILILANI, HI 96789-1030 |
| Name | Verified Name |
|---|---|
| Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900101 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 25110305900101 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900016 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | KCM 507/493 |
| Instrument | 23111605900016 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2023 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900014 |
| Book / Page | KC 257 / 222 |
| Map Reference | PL 99 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 23111605900014 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1488 VISTAGLEN CIR, UNION, KY 41091-8276 |
| Name | Verified Name |
|---|---|
| Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900015 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 23111605900015 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Number | 0005900016 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | KCM 507/493 |
| Instrument | 23111605900016 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 6, 2023 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900273 |
| Book / Page | KC 221 / 68 |
| Map Reference | PL 99 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 23040605900273 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 122071, COVINGTON, KY 41012-2071 |
| Name | Verified Name |
|---|---|
| Address | 1488 VISTAGLEN CIR, UNION, KY 41091-8276 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900274 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | KCM 452/205 |
| Instrument | 23040605900274 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 22, 2020 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0000270414 |
| Book / Page | 000027 / 000414 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 508 LEVASSOR AVE COVINGTON KY 410141735, COVINGTON, KY 41014-1735 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 31, 2020 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0000000242 |
| Book / Page | 000005 / 000383 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 242 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 122071 COVINGTON KY 410122071, COVINGTON, KY 41012-2071 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 3, 2019 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0000000020 |
| Book / Page | 0C6671 / 000246 |
| Instrument Date | May 29, 2019 |
| Instrument | 20 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 122071 COVINGTON KY 410122071, COVINGTON, KY 41012-2071 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2018 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0000000320 |
| Book / Page | 0C6542 / 000112 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 55 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 0C6554/000001 |
| Instrument | 55 |
| Name | ANN MILBURN |
|---|---|
| Address | 425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Rate | 3.22% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 26, 2017 |
| Property Address | 2442 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0000000050 |
| Book / Page | 0C6144 / 000242 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 50 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1772 NEWPORT KY 41072, NEWPORT, KY 41072 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,500 (+23.55%) Land $10,000 Building $181,500 | $191,500 (+23.55%) Land $10,000 Building $181,500 | |
| 2025 | $2,053.00 (+0.74%) | $155,000 (-) Land $5,000 Building $150,000 | $155,000 (-) Land $5,000 Building $150,000 |
| 2024 | $2,038.00 (+193.24%) | $155,000 (+196.93%) Land $5,000 Building $150,000 | $155,000 (+196.93%) Land $5,000 Building $150,000 |
| 2023 | $695.00 (+0.87%) | $52,200 (-) Land $5,000 Building $47,200 | $52,200 (-) Land $5,000 Building $47,200 |
| 2022 | $689.00 | $52,200 Land $5,000 Building $47,200 | $52,200 Land $5,000 Building $47,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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