Kenton County property record for 2438 Warren St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 756 sqft · built 1926 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Aug 2023) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-09-026.00 |
| Primary APN | 055-23-09-026.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 756 sqft Finished Area |
| Gross Area | 1,008 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2438 WARREN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO LOT 187 CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 187 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2438 WARREN ST, COVINGTON, KY 41014-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage WARSAW FSLA |
| Feb 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Aug 15, 2006 · Amount on Record |
| Deed Document Number | 2023083129 |
| Deed Book / Page | 244 / 205 |
| Prior Transfer Date | Feb 16, 2021 |
| Prior Transfer Doc | 0000000008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 31, 2023 |
| Property Address | 2438 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900029 |
| Book / Page | KC 244 / 205 |
| Map Reference | MB 320 PG 144 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 23083105900029 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3520 MYRTLE AVE, COVINGTON, KY 41015-1514 |
| Name | Verified Name |
|---|---|
| Address | 2438 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900030 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | KCM 488/532 |
| Instrument | 23083105900030 |
| Name | WARSAW FSLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 22, 2021 |
| Property Address | 2438 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900080 |
| Book / Page | 73 / 82 |
| Map Reference | MB 320 PG 144 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 21022205900080 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | TECHNE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2438 WARREN ST, COVINGTON, KY 41014-1650 |
| Document Number | 0005900081 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 170/860 |
| Instrument | 21022205900081 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (-) Land $10,000 Building $135,000 | $145,000 (-) Land $10,000 Building $135,000 | |
| 2025 | $1,921.00 (+92.29%) | $145,000 (+93.33%) Land $5,000 Building $140,000 | $145,000 (+93.33%) Land $5,000 Building $140,000 |
| 2023 | $999.00 (+0.91%) | $75,000 (-) Land $5,000 Building $70,000 | $75,000 (-) Land $5,000 Building $70,000 |
| 2022 | $990.00 | $75,000 Land $5,000 Building $70,000 | $75,000 Land $5,000 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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