2445 Warren St, Covington, KY 41014 Property Records

Kenton County property record for 2445 Warren St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 746 sqft · built 1926
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$219,090 (Dec 2025)
Tax Bill$875 (2025)
Deeds & MortgagesDec 2025 Sale
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-23-05-018.00

Property Details

APN / Parcel Number

Primary APN055-23-05-018.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area746 sqft Finished Area
Gross Area850 sqft

Exterior

Year BuiltBuilt 1926
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0552305018.00
Street Address2445 WARREN ST
CityCOVINGTON
StateKY
Zip41014-1649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEY HGTS LOTS 18A & 19 60'X 100' NWC 25TH & WARREN
Legal SubdivisionHARVEY HEIGHTS
Legal Lot Number19,18 19
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2002
Census Tract65100

Owner

Source: Kenton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2445 WARREN ST, COVINGTON, KY 41014-1649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Oct 10, 2025Warranty Deed, Transfer · Commercial Mortgage
ELSEMERE POINTE TOWNHOUSE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2025 · Amount on Record
Deed SaleDec 2, 2025 · Amount on Record
Prior SaleOct 10, 2025 · Amount on Record
Deed Document Number25120205900088
Deed Book / PageKC 377 / 593
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 2, 2025
Property Address2445 WARREN ST, COVINGTON, KY 41014-1649
Document Number0005900088
Book / PageKC 377 / 593
Map ReferencePL 420
Instrument DateNov 26, 2025
Instrument25120205900088
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address628 POINTE BENTON LN, COVINGTON, KY 41014-1100

Transferred To (Grantee/Buyer)

NameVerified Name
Address2445 WARREN ST, COVINGTON, KY 41014-1649

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 10, 2025
Property Address2445 WARREN ST, COVINGTON, KY 41014-1649
Document Number0005900090
Book / PageKC 367 / 655
Map ReferencePL 420
Instrument DateOct 3, 2025
Instrument25101005900090
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address35 KY HURY 2022, BUCKHORN, KY 41721

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 POINTE BENTON LN, COVINGTON, KY 41014-1100
InvestorPossibly a Property Investor

Mortgage

Document Number0005900091
DateOct 10, 2025
Instrument25101005900091
Lender
NameELSEMERE POINTE TOWNHOUSE LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term5 Months
DueMar 3, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$875.00 (-3.31%) Homeowner's exemption$115,200 (-) Land $5,000 Building $110,200$115,200 (-) Land $5,000 Building $110,200
2024$905.00 (-1.2%) Homeowner's exemption$115,200 (-) Land $5,000 Building $110,200$115,200 (-) Land $5,000 Building $110,200
2023$916.00 Disabled Person's exemption$115,200 Land $5,000 Building $110,200$115,200 Land $5,000 Building $110,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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