2441 Smith Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2441 Smith Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,292 sqft
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-104-042-00`

Property Details

APN / Parcel Number

Primary APN	`02-104-042-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Cape Cod
Lot Area	58,370 sqft (1.34 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2441 SMITH RD
City	TEMPERANCE
State	MI
Zip	48182-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 FRL T9S R7E 1.34 ACRES COM 247 FT N 88D 00M 49S E FR NW COR OF SEC 4 TH N 88D 00M 49S E 251.15 FT TH S 1D 24M 11S E
Legal Range	07E
Legal Township	09S
Legal Section	04
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2027
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2441 SMITH RD, TEMPERANCE, MI 48182-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2441 SMITH RD, TEMPERANCE, MI 48182-1120
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 SMITH RD, TEMPERANCE, MI 48182-1120

Mortgage

Document Number	2021R22518
Date	Aug 27, 2021
Instrument	2021R22518

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2441 SMITH RD, TEMPERANCE, MI 48182-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004675
Date	Mar 22, 2018
Instrument	2018R04675

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,800 (+55.56%) Land $22,900 Building $119,900	$285,600 (+55.56%) Land $45,800 Building $239,800
2025	$2,616.00 (+12.23%) Homeowner's exemption
2023	$2,331.00 Homeowner's exemption	$91,800	$183,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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