Monroe County property record for 2269 Smith Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,500 (Nov 2022) |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-104-039-00 |
| Primary APN | 02-104-039-00 |
|---|
| Lot Area | 98,010 sqft (2.25 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2269 SMITH RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 4 FRL T9S R7E 2.246 ACRES COM @ INT OF W LI OF SEC 4 & BDRY LI BETW MICH-OHIO STATE LINE TH NLY 1413 FT TH ELY 1078 FT |
| Legal Range | 07E |
| Legal Township | 09S |
| Legal Section | 04 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 833900 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2269 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2019 | Warranty Deed, Transfer LAWYERS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on Record |
| Deed Sale | Nov 2, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 202221150 |
| Prior Transfer Date | Apr 16, 2015 |
| Prior Transfer Doc | 0000008701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 2, 2022 |
| Property Address | 2269 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000021150 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022R21150 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,118.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26434 N TURKEY CREEK RD, 26434, EVERGREEN, CO 80439-5207 |
| Name | Verified Name |
|---|---|
| Address | 2269 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000021151 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022R21151 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2269 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000016376 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020R16376 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 22, 2019 |
| Property Address | 2269 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 2019R12176 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019R12176 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,978.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22256 SMITH HULSE RD, 22256, CIRCLEVILLE, OH 43113-9647 |
| Name | Verified Name |
|---|---|
| Address | 1130 W DEAN RD, TEMPERANCE, MI 48182-9271 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,200 (+75.86%) Land $179,200 | $358,400 (+75.86%) Land $358,400 | |
| 2025 | $3,124.00 (+15.88%) Homeowner's exemption | ||
| 2023 | $2,696.00 Homeowner's exemption | $101,900 | $203,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 5 (1997–2015) |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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