Monroe County property record for 2257 Smith Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2017) |
| Tax Bill | $3,041 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-104-037-00 |
| Primary APN | 02-104-037-00 |
|---|
| Lot Area | 130,680 sqft (3 acres) |
|---|---|
| Lot Depth | 909 ft Depth |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2257 SMITH RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 4 FRL T9S R7E 3 ACRES COM 1413 FT N & 1217.27 FT E FR INT OF C/L OF DOUGLAS RD WITH MICH-OHIO STATE LI TH E 143.87 FT TH |
| Legal Range | 07E |
| Legal Township | 09S |
| Legal Section | 04 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 833900 |
2257 Smith Rd is owned and occupied by an individual who acquired it in December 2017.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK |
| Jan 5, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Oct 20, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Dec 22, 2017 | Quit Claim Deed, Transfer LAWYERS TITLE AGENCY/MONROE |
| Oct 25, 2017 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on File |
| Deed Sale | Oct 25, 2017 · Amount on File |
| Prior Sale | May 24, 2012 · Amount on File |
| Deed Document Number | 201721559 |
| Last Transfer Date | Dec 22, 2017 |
| Transfer Doc | 0000025544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 30, 2026 |
| Property Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000011539 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202611539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000011539, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202611539 |
| Name | COUNTY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 5, 2023 |
| Property Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000000240 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 2023R00240 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012825 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018R12825 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 30, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000022322 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020R22322 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 22, 2017 |
| Property Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000025544 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 25544 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | LAWYERS TITLE AGENCY/MONROE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2257 SMITH RD TEMPERANCE MI 481821118, TEMPERANCE, MI 48182-1118 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 25, 2017 |
| Property Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 2017R21559 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 2017R21559 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2257 SMITH RD, TEMPERANCE, MI 48182-1118 |
| Document Number | 0000021560 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 2017R21560 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2257 Smith Rd was $3,041 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,300 (+3.46%) Land $176,300 | $352,600 (+3.46%) Land $352,600 | |
| 2025 | $3,041.00 Homeowner's exemption | $170,400 Land $170,400 | $340,800 Land $340,800 |
| 2023 | $2,710.00 Homeowner's exemption | $109,800 | $219,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2257 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1997–2015) |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2257 Smith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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