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2441 King Oak Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2441 King Oak Ln, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 709 sqft · built 1993
Lot Size0.031 acres (1,350 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Aug 2022)
Tax Bill$2,334 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-30-0040-0001-1380

Property Details

APN / Parcel Number

Primary APN09-26-30-0040-0001-1380
Alternative APNs
  • 263009004000011380
  • 83186

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area709 sqft Living Area
Gross Area765 sqft
1st Floor Area709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,350 sqft (0.031 acres)
Lot Dimensions52 ft deep x 26 ft wide
PorchUnfinished Vinyl Porch
Porch Area104 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2441 KING OAK LN
CitySAINT CLOUD
StateFL
Zip34769-6665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKING OAK VILLAS PH 2 3RD ADDN PB 7 PG 108 LOT 138
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VILLAS PH 2 3RD ADD
Legal Phase2
Legal Tract40
Legal Block1380
Legal Lot Number138
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0040-0001-1380

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2441 KING OAK LN, SAINT CLOUD, FL 34769-6665
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Prior SaleDec 14, 2000 · Amount on Record
Deed Document Number2022123091
Deed Book / Page6267 / 905
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 11, 2022
Property Address2441 KING OAK LN, SAINT CLOUD, FL 34769-6665
Document Number0062670905
Book / Page6267 / 905
Map ReferenceMB 7 PG 108
Instrument DateAug 09, 2022
Instrument2022123091
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1548 SW 28TH TER, 1548, FORT LAUDERDALE, FL 33312-3953

Transferred To (Grantee/Buyer)

NameVerified Name
Address2441 KING OAK LN, SAINT CLOUD, FL 34769-6665

Mortgage

Document Number0006267907
DateAug 11, 2022
Instrument6267/907
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Mortgage

Document Number0062670922
DateAug 11, 2022
Book Page6267/922
Instrument2022123093
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,334.00 (+6.82%) Homeowner's exemption$173,288 (+5.99%)$186,000 (+13.76%) Land $30,000 Building $156,000
2023$2,185.00 (+1,026.29%) Homeowner's exemption$163,500 (+255.82%) Land $14,900 Building $148,600$163,500 (+32.39%) Land $14,900 Building $148,600
2022$194.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$45,950$123,500 Land $14,900 Building $108,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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