Osceola County property record for 2423 King Oak Ln, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 962 sqft · built 1993 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,500 (Sep 2023) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 83177 |
| Primary APN | 83177 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 962 sqft Heated Area |
| Gross Area | 1,220 sqft |
| 1st Floor Area | 962 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,612 sqft (0.037 acres) |
| Lot Dimensions | 52 ft deep x 30 ft wide |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83177 |
|---|---|
| Street Address | 2423 KING OAK LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6665 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SPUD |
| Legal Description | KING OAK VILLAS PH 2 3RD ADDN PB 7 PG 108 LOT 129 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | KING OAK VIL PH1 |
| Legal Phase | 2 |
| Legal Tract | 40 |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 43208 |
2423 King Oak Ln, a townhouse, is owned and occupied by an individual who bought it in September 2023.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2423 KING OAK LN, SAINT CLOUD, FL 34769-6665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 2023115422 |
| Deed Book / Page | 6467 / 1989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 2423 KING OAK LN, SAINT CLOUD, FL 34769-6665 |
| Document Number | 0064671989 |
| Book / Page | 6467 / 1989 |
| Map Reference | MB 7 PG 108 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023115422 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,704.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1208 HOWELL CREEK DR, WINTER SPRINGS, FL 32708-4516 |
| Name | Verified Name |
|---|---|
| Address | 2423 KING OAK LN, SAINT CLOUD, FL 34769-6665 |
| Document Number | 0064671991 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 6467/1991 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 2423 King Oak Ln was $2,713 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 Homeowner's exemption | $194,481 | $204,600 Land $30,000 Building $174,600 |
| 2023 | $413.00 (+8.4%) Homeowner's exemption Senior Citizen's exemption | $76,682 (+3%) | $181,200 (+32.65%) Land $14,900 Building $166,300 |
| 2022 | $381.00 Homeowner's exemption Senior Citizen's exemption | $74,449 | $136,600 Land $14,900 Building $121,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2423 King Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2423 King Oak Ln is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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