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2435 King Oak Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2435 King Oak Ln, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details1 bd · 1 ba · 709 sqft · built 1993
Lot Size0.03 acres (1,350 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Sep 2025)
Tax Bill$2,695 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN83183

Property Details

APN / Parcel Number

Primary APN83183
Alternative APN
  • 092630004000011350

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area709 sqft Heated Area
Gross Area845 sqft
1st Floor Area709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialCombination
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,350 sqft (0.03 acres)
Lot Dimensions52 ft deep x 26 ft wide
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83183
Street Address2435 KING OAK LN
CitySAINT CLOUD
StateFL
Zip34769-6665
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSPUD
Legal DescriptionKING OAK VILLAS PH 2 3RD ADDN PB 7 PG 108 LOT 135
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionKING OAK VIL PH1
Legal Phase2
Legal Tract40
Legal Block1
Legal Lot Number135
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3004
Census Tract43208

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address21 GERHARD RD, PLAINVIEW, NY 11803-5501
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleOct 8, 2015 · Amount on Record
Deed Document Number2025117485
Deed Book / Page6852 / 2282
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 25, 2025
Property Address2435 KING OAK LN, SAINT CLOUD, FL 34769-6665
Document Number0068522282
Book / Page6852 / 2282
Map ReferenceMB 7 PG 108
Instrument DateSep 18, 2025
Instrument2025117485
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1341 CREEKVIEW CT, SAINT CLOUD, FL 34772-7779

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 GERHARD RD, PLAINVIEW, NY 11803-5501

Mortgage

Document Number0068522284
DateSep 25, 2025
Instrument6852/2284
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,695.00 (+9.69%)$182,600 (+8.5%) Land $30,000 Building $152,600$182,600 (+8.5%) Land $30,000 Building $152,600
2024$2,457.00 (+6.87%)$168,300 (+4.99%) Land $25,000 Building $143,300$168,300 (+4.99%) Land $25,000 Building $143,300
2023$2,299.00 (+17.54%)$160,300 (+32.37%) Land $14,900 Building $145,400$160,300 (+32.37%) Land $14,900 Building $145,400
2022$1,956.00$121,100 Land $14,900 Building $106,200$121,100 Land $14,900 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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