2441 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2441 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Medical Building
Details	4,064 sqft · built 1985
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jan 2018)
Tax Bill	$10,390 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`283-0020-042-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0020-042-0000`

Interior

Stories	1 Story
Building Area	4,064 sqft Total Area
1st Floor Area	4,064 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Street Address	2441 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-5121
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	RD-40
Legal Description	THE N 264 FT OF THE E 165 FT OF LOT 64, CARMICHAEL COLONYNO. 2. EXC POR DEEDED TO THE CO OF SACTO DESC IN BAK 841221AT PG
Legal Subdivision	CARMICHAEL COLONY 02
Legal Lot Number	64
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2441 GARFIELD AVE, CARMICHAEL, CA 95608-5121
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 23, 2018	Grant Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	May 24, 2000 · Amount on Record
Deed Book / Page	20180123 / 39
Prior Transfer Date	Dec 22, 1993
Prior Transfer Doc	9401001506
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2441 GARFIELD AVE, CARMICHAEL, CA 95608-5121
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 HOMEWOOD WAY, CARMICHAEL, CA 95608-5148

Mortgage

Document Number	0000001478
Date	May 28, 2021
Instrument	202105281478

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2441 GARFIELD AVE, CARMICHAEL, CA 95608-5121
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 HOMEWOOD WAY, CARMICHAEL, CA 95608-5148

Mortgage

Document Number	5280000001478
Date	May 28, 2021
Book Page	20210528/1478

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 23, 2018
Property Address	2441 GARFIELD AVE, CARMICHAEL, CA 95608-5121
Document Number	1801230039
Instrument Date	Dec 28, 2017
Instrument	1801230039
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2441 GARFIELD AVE CARMICHAEL CA 956085121, CARMICHAEL, CA 95608-5121

Mortgage

Document Number	1801230040
Date	Jan 23, 2018
Instrument	1801230040

Lender

Name	US BK
Type	Bank
Address	SAN DIEGO, CA 92131-1018

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,434 (+2%) Land $359,779 Building $510,655
2025	$10,390.00 (+2.14%)	$853,368 (+4.04%) Land $352,725 Building $500,643
2024	$10,172.00 (+1.67%)
2023	$10,005.00 (+2.03%)	$820,232 Land $339,029 Building $481,203
2022	$9,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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