2433 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2433 Garfield Ave, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,478 sqft · built 1960
Lot Size0.606 acres (26,402 sqft)
OwnerIndividual Name on Record
Last Sale$277,500 (Aug 2013)
Tax Bill$4,146 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN283-0020-015-0000

Property Details

APN / Parcel Number

Primary APN283-0020-015-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,478 sqft Living Area
1st Floor Area1,619 sqft
Basement Area1,662 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area26,402 sqft (0.606 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2433 GARFIELD AVE
CityCARMICHAEL
StateCA
Zip95608-5121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-40
Legal DescriptionN 88 FT OF S 396 FT OF E 330 FT TR 64 CARMICHAELCOL NO 2
Legal SubdivisionCARMICHAEL COLONY 02
Legal Tract64
Legal Lot Number64
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1000
Census Tract7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2433 GARFIELD AVE, CARMICHAEL, CA 95608-5121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2013 · Amount on Record
Deed SaleAug 12, 2013 · Amount on Record
Prior SaleDec 16, 2011 · Amount on Record
Deed Book / Page20130812 / 808
Prior Transfer DateJan 22, 1999
Prior Transfer Doc9901001719
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2433 GARFIELD AVE, CARMICHAEL, CA 95608-5121
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2433 GARFIELD AVE, CARMICHAEL, CA 95608-5121

Mortgage

Document Number0000000264
DateJan 31, 2022
Instrument2022013100264
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term97 Months
DueFeb 1, 2030

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2433 GARFIELD AVE, CARMICHAEL, CA 95608-5121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000066
DateFeb 22, 2017
Book Page20170222/0066
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$346,970 (+2%) Land $237,566 Building $109,404
2025$4,146.00 (+2.14%)$340,167 (+4.04%) Land $232,908 Building $107,259
2024$4,059.00 (+1.6%)
2023$3,995.00 (+2.02%)$326,960 Land $223,865 Building $103,095
2022$3,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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