Larimer County property record for 2430 Nicholson St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,360 sqft · built 2017 |
| Lot Size | 0.166 acres (7,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,995 (Sep 2017) |
| Tax Bill | $6,579 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-028 |
| Primary APN | 94101-10-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 4,140 sqft |
| Basement Area | 1,120 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,215 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 196 sqft |
| Balcony Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660974 |
|---|---|
| Street Address | 2430 NICHOLSON ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 10 |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
2430 Nicholson St is owned and occupied by two individuals who acquired it in October 2019.
Source: Larimer County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CREDIT UNION |
| Jul 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Oct 23, 2019 | Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Oct 21, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Sep 8, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2017 · Amount on File |
| Deed Sale | Sep 8, 2017 · Amount on File |
| Deed Document Number | 201760629 |
| Last Transfer Date | Oct 15, 2019 |
| Transfer Doc | 0000065585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Apr 21, 2026 |
| Property Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000018486 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202618486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018486, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202618486 |
| Name | ELEVATIONS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000042069 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 20220042069 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000105057 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 20200105057 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Oct 23, 2019 |
| Property Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000065585 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 65585 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2430 NICHOLSON ST BERTHOUD CO 805137064, BERTHOUD, CO 80513-7064 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Oct 21, 2019 |
| Property Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000064760 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 20190064760 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | HERITAGE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000064761 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 20190064761 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 8, 2017 |
| Property Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000060629 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 20170060629 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | UNITED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2430 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000060630 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 20170060630 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 2430 Nicholson St was $6,579, up 3.7% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,579.00 (+3.67%) | $35,788 Land $9,694 Building $26,094 | $572,600 Land $155,100 Building $417,500 |
| 2024 | $6,346.00 (+1.94%) | ||
| 2023 | $6,225.00 (+20.45%) | $38,686 (+27.5%) Land $7,605 Building $31,081 | $577,400 (+32.25%) Land $113,500 Building $463,900 |
| 2022 | $5,168.00 | $30,343 Land $7,888 Building $22,455 | $436,600 Land $113,500 Building $323,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2430 Nicholson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2430 Nicholson St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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