2440 N 5th Ave, Upland, CA 91784 Property Records

San Bernardino County property record for 2440 N 5th Ave, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1975
Lot Size	0.221 acres (9,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Feb 2024)
Tax Bill	$8,419 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2024 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1003-091-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-091-06-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,104 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,628 sqft (0.221 acres)
Lot Dimensions	116 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2440 N 5TH AVE
City	UPLAND
State	CA
Zip	91784-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	JOHN RANEYS RESUB OF BLK 12 SAN ANTON1O HE1GHTS PTN LOT C COM AT A PT ON E L1 SD LOT 543 FT N OF SE COR THEREOF TH N 83 FT TH W 116 FT TH S 83 FT TH E 116 FT TO POB
Legal Subdivision	JOHN RANEYS RE
Legal Block	12
Legal Lot Number	C
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 12, 2024	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Feb 28, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Apr 22, 2019	Deed of Trust, Mortgage MICHIGAN MUTUAL
Apr 10, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 29, 2018	Affidavit of Death, Transfer LAWYERS TITLE-IE
Oct 29, 2018	Grant Deed, Transfer · Conventional Mortgage AMANDA WHALEY
Oct 10, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	202431868
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 N 5TH AVE, UPLAND, CA 91784-1149

Mortgage

Document Number	0000065009
Date	Mar 11, 2026
Instrument	2026-0065009

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 12, 2024
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000031868
Map Reference	MB 18 PG 31
Instrument Date	Jan 16, 2024
Instrument	2024-0031868
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2440 N 5TH AVE, UPLAND, CA 91784-1149

Mortgage

Document Number	0000031869
Date	Feb 12, 2024
Instrument	2024-0031869

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 28, 2023
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000048063
Map Reference	MB 18 PG 31
Instrument Date	Feb 7, 2023
Instrument	2023-0048063
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2440 N 5TH AVE, UPLAND, CA 91784-1149

Mortgage

Document Number	0000048064
Date	Feb 28, 2023
Instrument	2023-0048064

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131729
Date	Apr 26, 2019
Instrument	2019-0131729

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8939 S SEPULVEDA BLVD 110, 110, LOS ANGELES, CA 90045-3632

Mortgage

Document Number	0000366986
Date	Sep 28, 2020
Instrument	2020-0366986

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000131728
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5900 CENTER DR #625 LOS ANGELES CA 900458939, 625, LOS ANGELES, CA 90045-8939

Mortgage

Document Number	0000131728
Date	Apr 26, 2019
Instrument	131728

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 10, 2019
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000111115
Instrument Date	Mar 18, 2019
Instrument	111115
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2440 N STH AVE UPLAND CA 91784, UPLAND, CA 91784

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 29, 2018
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000394417
Instrument Date	Oct 22, 2018
Instrument	394417
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	LAWYERS TITLE-IE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 29, 2018
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000394418
Instrument Date	Oct 2, 2018
Instrument	394418
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2440 N 5TH AVE UPLAND CA 917841149, UPLAND, CA 91784-1149

Mortgage

Document Number	394419
Date	Oct 29, 2018
Instrument	394419

Lender

Name	AMANDA WHALEY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	394420,
Date	Oct 29, 2018
Instrument	394420

Lender

Name	TRILION CAP FUND LLC
Address	SAN DIEGO, CA 92130

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 28, 2019

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2018
Property Address	2440 N 5TH AVE, UPLAND, CA 91784-1149
Document Number	0000370155
Instrument Date	Sep 13, 2018
Instrument	370155
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	129-12233 92ND AVE CA, CA

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,197 (+2%) Land $195,050 Building $585,147
2025	$8,419.00 (+66.58%)	$764,899 (+67.86%) Land $191,225 Building $573,674
2023	$5,054.00 (+2.2%)	$455,686 Land $160,831 Building $294,855
2022	$4,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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