Osceola County property record for 2440 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,288 sqft · built 2004 |
| Lot Size | 3.8 acres (165,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Mar 2015) |
| Tax Bill | $3,667 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 102922 |
| Primary APN | 102922 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Heated Area |
| Gross Area | 3,572 sqft |
| 1st Floor Area | 2,000 sqft |
| Upper Floors Area | 288 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 165,964 sqft (3.8 acres) |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 732 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 102922 |
|---|---|
| Street Address | 2440 BRONCO DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 7 AND BAY LAKE RANCH UNIT 3 PB 4 PGS 59-61 LOT 7A 7/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 1 |
| Legal Tract | 2597 |
| Legal Block | 1 |
| Legal Lot Number | 7A |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43801 |
Source: Osceola County records · APN 102922
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2440 BRONCO DR, SAINT CLOUD, FL 34771-7954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2015 · Amount on Record |
| Deed Sale | Mar 09, 2015 · Amount on Record |
| Prior Sale | Mar 31, 2003 · Amount on Record |
| Deed Document Number | 2015033261 |
| Deed Book / Page | 4745 / 2618 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,667.00 (+7.57%) Homeowner's exemption | $254,099 (+5.99%) | $586,500 (+26.4%) Land $154,000 Building $432,500 |
| 2023 | $3,409.00 (+4.31%) Homeowner's exemption | $239,746 (+3%) | $464,000 (+14.6%) Land $119,000 Building $345,000 |
| 2022 | $3,268.00 Homeowner's exemption | $232,764 | $404,900 Land $112,000 Building $292,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 192 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 151 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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