Osceola County property record for 2455 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,091 sqft Heated Area |
| Lot Size | 87,120 sqft (2 acres) |
| Garage | Finished, 526 sqft |
| Tax Bill | $8,137.00 (2025) |
| Primary APN | 103010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,091 sqft Heated Area |
| Gross Area | 2,897 sqft Gross Area |
| 1st Floor | 2,091 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Finished Garage |
| Garage Area | 526 sqft Garage |
| Porch | Open Porch |
| Porch Area | 280 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 103010 |
|---|---|
| Street Address | 2455 BRONCO DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7955 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 81 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 1 |
| Legal Tract | 2597 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 63 SCOTCH PEBBLE DR, SAINT JOHNS, FL 32259-6683 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 09, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Aug 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jun 08, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2020 |
| Deed Sale | Jun 08, 2020 |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Doc Number | 2020073025 |
| Deed Book / Page | 5733 / 1609 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2455 BRONCO DR, SAINT CLOUD, FL 34771-7955 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2455 BRONCO DR, SAINT CLOUD, FL 34771-7955 |
| Document Number | 0059860135 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 5986/135 |
| Instrument | 2021097025 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2455 BRONCO DR, SAINT CLOUD, FL 34771-7955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054142443 |
|---|---|
| Date | Oct 09, 2018 |
| Book Page | 5414/2443 |
| Instrument | 2018151621 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2455 BRONCO DR, SAINT CLOUD, FL 34771-7955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055681344 |
|---|---|
| Date | Aug 05, 2019 |
| Book Page | 5568/1344 |
| Instrument | 2019100888 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2020 |
| Property Address | 2455 BRONCO DR, SAINT CLOUD, FL 34771-7955 |
| Document Number | 0057331609 |
| Book / Page | 5733 / 1609 |
| Map Reference | MB 2 PG 278 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 2020073025 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 KNIGHTHOOD CT, 604, SAINT AUGUSTINE, FL 32092-1737 |
| Name | Verified Name |
|---|---|
| Address | 2455 BRONCO DR, SAINT CLOUD, FL 34771-7955 |
| Document Number | 0057331610 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 5733/1610 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,137.00 (+101.76%) | $535,900 (+88.41%) Land $121,000 Building $414,900 | $535,900 (+26.66%) Land $121,000 Building $414,900 |
| 2023 | $4,033.00 (+4.1%) Homeowner's exemption | $284,428 (+3%) | $423,100 (+15.1%) Land $91,800 Building $331,300 |
| 2022 | $3,874.00 Homeowner's exemption | $276,144 | $367,600 Land $86,400 Building $281,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 118 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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