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2390 Bronco Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2390 Bronco Dr, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,916 sqft · built 2002
Lot Size1.08 acres (47,131 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Jul 2008)
Tax Bill$3,527 (2025)
Deeds & MortgagesJun 2026 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN18-26-32-2599-0001-0960

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-0960
Alternative APNs
  • 263218259900010960
  • 103113

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,916 sqft Living Area
Gross Area3,534 sqft
1st Floor Area1,516 sqft
Upper Floors Area1,288 sqft
AtticAttic
Attic Area112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,131 sqft (1.08 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchMetal Porch
Porch Area534 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2390 BRONCO DR
CitySAINT CLOUD
StateFL
Zip34771-9562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 96 07/26/32
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block960
Legal Lot Number96
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0960

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2390 BRONCO DR, SAINT CLOUD, FL 34771-9562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2008 · Amount on Record
Deed SaleJul 21, 2008 · Amount on Record
Prior SaleSep 25, 2001 · Amount on Record
Deed Document Number2008118980
Deed Book / Page3714 / 2079
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 30, 2026
Property Address2390 BRONCO DR, SAINT CLOUD, FL 34771-9562
Document Number0000085310
Book / Page6995 / 2817
Instrument DateJun 20, 2026
Instrument202685310
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2390 BRONCO DR, SAINT CLOUD, FL 34771-9562
InvestorPossibly a Property Investor

Mortgage

Document Number0000085310,
DateJun 30, 2026
Book Page6995/2817
Instrument202685310
Lender
NameFINANCE OF AMERICA REVERSE LLC
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term878 Months
DueAug 15, 2099
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,527.00 (+7.66%) Homeowner's exemption$244,055 (+5.99%)$525,400 (+19.22%) Land $108,000 Building $417,400
2023$3,276.00 (+4.36%) Homeowner's exemption$230,269 (+3%)$440,700 (+22.21%) Land $85,000 Building $355,700
2022$3,139.00 Homeowner's exemption$223,563$360,600 Land $68,000 Building $292,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 151 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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