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2440 Bar Lou Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2440 Bar Lou Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,232 sqft · built 1984
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$3,062 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN97567

Property Details

APN / Parcel Number

Primary APN97567
Alternative APN
  • 132631477300010120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,232 sqft Heated Area
Gross Area3,395 sqft
1st Floor Area672 sqft
Upper Floors Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions170 ft deep x 128 ft wide
Garage TypeFinished
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area299 sqft
Deck Area704 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number97567
Street Address2440 BAR LOU CT
CitySAINT CLOUD
StateFL
Zip34771-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS1
Legal DescriptionPLATTERS ADD PB 2 PG 276 LOT 12
Legal Range31E
Legal Township26S
Legal Section13
Legal SubdivisionPLATTERS ADDITION
Legal Tract4773
Legal Block1
Legal Lot Number12
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1034
Census Tract43801

Owner

2440 Bar Lou Ct is owned and occupied by two individuals who acquired it in April 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address2440 BAR LOU CT, SAINT CLOUD, FL 34771-9567
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2025
Deed SaleApr 8, 2025
Prior SaleAug 29, 2022
Prior Transfer DateMay 24, 2024
Prior Transfer Doc2024069168
Record UpdatedJun 8, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2022
Property Address2440 BAR LOU CT, SAINT CLOUD, FL 34771-9567
Document Number0062761951
Book / Page6276 / 1951
Map ReferenceMB 2 PG 274
Instrument DateAug 22, 2022
Instrument2022131860
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2440 BAR LOU CT, 2440, SAINT CLOUD, FL 34771-9567

Transferred To (Grantee/Buyer)

NameVerified Name
Address2261 LAKE LIZZIE CT, SAINT CLOUD, FL 34771-8839

Tax Assessment & Valuation

The 2025 property tax bill for 2440 Bar Lou Ct was $3,062 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00 Homeowner's exemption$210,455$281,600 Land $65,000 Building $216,600
2023$4,357.00 (+85.33%)$267,500 (+60.03%) Land $55,000 Building $212,500$267,500 (+12.25%) Land $55,000 Building $212,500
2022$2,351.00 Homeowner's exemption$167,155$238,300 Land $55,000 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2440 Bar Lou Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2440 Bar Lou Ct is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
CenturyLink
DSL		140 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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