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2430 Bar Lou Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2430 Bar Lou Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,667 sqft · built 2005
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (May 2019)
Tax Bill$1,855 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-26-31-4773-0001-0110

Property Details

APN / Parcel Number

Primary APN13-26-31-4773-0001-0110
Alternative APNs
  • 263113477300010110
  • 97566

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,667 sqft Living Area
Gross Area2,384 sqft
1st Floor Area1,667 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions170 ft deep x 128 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area297 sqft
Utility Building240 sqft
Pole Barn360 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2430 BAR LOU CT
CitySAINT CLOUD
StateFL
Zip34771-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS1
Legal DescriptionPLATTERS ADD PB 2 PG 276 LOT 11
Legal Range31E
Legal Township26S
Legal Section13
Legal SubdivisionPLATTERS ADD
Legal Tract4773
Legal Block110
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1034
Census Tract43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2430 BAR LOU CT, SAINT CLOUD, FL 34771-9567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2019 · Amount on File
Deed SaleMay 7, 2019 · Amount on File
Prior SaleFeb 15, 2005 · Amount on File
Deed Document Number201958471
Deed Book / Page5520 / 539
Prior Transfer DateApr 29, 2019
Prior Transfer Doc0055200539
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 7, 2019
Property Address2430 BAR LOU CT, SAINT CLOUD, FL 34771-9567
Document Number0055200539
Book / Page005520 / 000539
Instrument DateApr 29, 2019
Instrument58471
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2430 BAR LOU CT ST CLOUD FL 347719567, ST CLOUD, FL 34771-9567

Mortgage

Document Number55200541
DateMay 7, 2019
Book Page005520/000541
Instrument58472
Lender
NameDONALD E SAUNDERS
Address2400 HERON CT, ST CLOUD, FL 34771-9512
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,855.00 (+7.29%) Homeowner's exemption$123,345 (+5.99%)$287,600 (+3.49%) Land $65,000 Building $222,600
2024$1,729.00 (+2.55%)
2023$1,686.00 (+5.77%) Homeowner's exemption$116,378 (+3%)$277,900 (+13.61%) Land $55,000 Building $222,900
2022$1,594.00 Homeowner's exemption$112,989$244,600 Land $55,000 Building $189,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
CenturyLink
DSL		140 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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