2420 Bar Lou Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2420 Bar Lou Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 2012
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$2,917 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-31-4773-0001-0100`

Property Details

APN / Parcel Number

Primary APN	`13-26-31-4773-0001-0100`
Alternative APNs	`263113477300010100` `97565`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,922 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	170 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2420 BAR LOU CT
City	SAINT CLOUD
State	FL
Zip	34771-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	PLATTERS ADD PB 2 PG 276 LOT 10
Legal Range	31E
Legal Township	26S
Legal Section	13
Legal Subdivision	PLATTERS ADD
Legal Tract	4773
Legal Block	100
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1034
Census Tract	43801

Owner

2420 Bar Lou Ct is owned and occupied by an individual who acquired it in April 2026.

Source: Osceola County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2420 BAR LOU CT, SAINT CLOUD, FL 34771-9567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2011
Deed Sale	Sep 28, 2011
Prior Sale	Mar 20, 2006 · Amount on File
Deed Document Number	2011135819
Deed Book / Page	4181 / 2294
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000063652
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 13, 2026
Property Address	2420 BAR LOU CT, SAINT CLOUD, FL 34771-9567
Document Number	0000063652
Book / Page	6971 / 1449
Instrument Date	Apr 24, 2026
Instrument	202663652
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2420 BAR LOU CT, SAINT CLOUD, FL 34771-9567

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2420 BAR LOU CT, SAINT CLOUD, FL 34771-9567
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 BAR LOU CT, SAINT CLOUD, FL 34771-9567

Mortgage

Document Number	0058762773
Date	Jan 25, 2021
Book Page	5876/2773
Instrument	2021010951

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2420 Bar Lou Ct was $2,917 with a homeowner's exemption, up 5.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,917.00 (+5.84%) Homeowner's exemption	$199,960	$320,700 Land $65,000 Building $255,700
2024	$2,756.00 (+2.26%)
2023	$2,695.00 (+4.66%) Homeowner's exemption	$188,666 (+3%)	$310,600 (+14.23%) Land $55,000 Building $255,600
2022	$2,575.00 Homeowner's exemption	$183,171	$271,900 Land $55,000 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 Bar Lou Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 Bar Lou Ct is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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