Polk County property record for 244 Rydalmont Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 1965 |
| Lot Size | 0.265 acres (11,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,900 (Jan 2019) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-000591 |
| Primary APN | 26-28-34-660000-000591 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 2,587 sqft |
| 1st Floor Area | 1,594 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,552 sqft (0.265 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Florida Room |
| Porch Area | 652 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 244 RYDALMONT RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 59 E 27.5 FT & 60 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 59 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 14005 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 244 RYDALMONT RD, WINTER HAVEN, FL 33884-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Jan 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Jul 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on Record |
| Deed Sale | Jan 3, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 2019990 |
| Deed Book / Page | 10713 / 920 |
| Transfer Doc | 4997000556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 244 RYDALMONT RD, WINTER HAVEN, FL 33884-2040 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000333296 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 12039/1063 |
| Instrument | 2021333296 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 244 RYDALMONT RD, WINTER HAVEN, FL 33884-2040 |
| Document Number | 0111521979 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 244 RYDALMONT RD WINTER HAVEN FL 338842040, WINTER HAVEN, FL 33884-2040 |
| Document Number | 0111521979 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 011152/001979 |
| Instrument | 43132 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 244 RYDALMONT RD, WINTER HAVEN, FL 33884-2040 |
| Document Number | 0107130920 |
| Book / Page | 010713 / 000920 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 990 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,784.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 244 RYDALMONT RD WINTER HAVEN FL 338842040, WINTER HAVEN, FL 33884-2040 |
| Document Number | 107130922 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 010713/000922 |
| Instrument | 991 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 24, 2017 |
| Property Address | 244 RYDALMONT RD, WINTER HAVEN, FL 33884-2040 |
| Document Number | 0102120396 |
| Book / Page | 010212 / 000396 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 139997 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 244 RYDALMONT RD WINTER HAVEN FL 338842040, WINTER HAVEN, FL 33884-2040 |
| Document Number | 102120397 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 010212/000397 |
| Instrument | 139998 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2032 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 (-19.01%) Homeowner's exemption | $251,504 (+5.99%) | $309,190 (-6.07%) Land $43,898 Building $265,292 |
| 2023 | $3,372.00 (+1.47%) Homeowner's exemption | $237,297 (+3%) | $329,170 (+10.77%) Land $42,743 Building $286,427 |
| 2022 | $3,323.00 Homeowner's exemption | $230,385 | $297,160 Land $35,812 Building $261,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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