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230 Rydalmont Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 230 Rydalmont Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 1981
Lot Size0.257 acres (11,199 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Aug 2001)
Tax Bill$699 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-34-660000-000561

Property Details

APN / Parcel Number

Primary APN26-28-34-660000-000561
Alternative APNs
  • 342826660000000561
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Living Area
Gross Area2,148 sqft
1st Floor Area1,664 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area11,199 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchUnfinished Open Porch
Porch Area15 sqft
Shed1 Shed

Location & Zoning

Street Address230 RYDALMONT RD
CityWINTER HAVEN
StateFL
Zip33884-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 56 E 35 FT & W 45 FT OF 57
Legal Range26E
Legal Township28S
Legal Section34
Legal SubdivisionELOISE WOODS LAKE ROY UNIT
Legal Tract660000
Legal Block2
Legal Lot Number56
Legal UnitPB
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2046
Census Tract14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address230 RYDALMONT RD, WINTER HAVEN, FL 33884-2040
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2001 · Amount on Record
Deed SaleAug 8, 2001 · Amount on Record
Deed Book / Page4768 / 1604
Last Transfer DateOct 30, 2024
Transfer Doc0000262055
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address230 RYDALMONT RD, WINTER HAVEN, FL 33884-2040
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220111
DateAug 12, 2022
Book Page12377/1861
Instrument2022220111
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,776 (+2.7%)$218,779 (+0.84%) Land $44,797 Building $173,982
2025$699.00 (-39.64%) Homeowner's exemption$93,258 (+5.99%)$216,953 (-6.22%) Land $42,557 Building $174,396
2023$1,158.00 (+6.24%) Homeowner's exemption$87,990 (+3%)$231,347 (+7.39%) Land $41,437 Building $189,910
2022$1,090.00 Homeowner's exemption$85,427$215,428 Land $34,718 Building $180,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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