Polk County property record for 239 Rydalmont Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,349 sqft · built 1964 |
| Lot Size | 0.26 acres (11,334 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Mar 2021) |
| Tax Bill | $2,122 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-660000-002041 |
| Primary APN | 26-28-34-660000-002041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,349 sqft Living Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 1,349 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,334 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 403 sqft |
| Porch | Florida Room |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|
| Street Address | 239 RYDALMONT RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS LAKE ROY UNIT PB 14 PG 19 19A 19B LOTS 204 W 40 FT & E 35 FT OF 205 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE ROY UNIT |
| Legal Tract | 660000 |
| Legal Block | 2 |
| Legal Lot Number | 204 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14005 |
239 Rydalmont Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 RYDALMONT RD, WINTER HAVEN, FL 33884-2042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Jan 7, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 28, 2018 | Warranty Deed, Transfer · FHA Mortgage UNIFIRST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Deed Document Number | 202167821 |
| Deed Book / Page | 11625 / 1136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 239 RYDALMONT RD, WINTER HAVEN, FL 33884-2042 |
| Document Number | 0000067821 |
| Book / Page | 11625 / 1136 |
| Map Reference | MB 14 PG 19 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021067821 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | THE TITLE STATION INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,309.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 W LAKE SUMMIT DR, 309, WINTER HAVEN, FL 33884-1530 |
| Name | Verified Name |
|---|---|
| Address | 239 RYDALMONT RD, WINTER HAVEN, FL 33884-2042 |
| Document Number | 0116251138 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 11625/1138 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 239 RYDALMONT RD, WINTER HAVEN, FL 33884-2042 |
| Document Number | 0107220246 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 239 RYDALMONT RD WINTER HAVEN FL 338842042, WINTER HAVEN, FL 33884-2042 |
| Document Number | 0107220246 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 010722/000246 |
| Instrument | 7526 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 10, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 239 RYDALMONT RD, WINTER HAVEN, FL 33884-2042 |
| Document Number | 0104090591 |
| Book / Page | 010409 / 000591 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 44580 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 EAGLE POND DR WINTER HAVEN FL 338842042, WINTER HAVEN, FL 33884-2042 |
| Document Number | 104090593 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 010409/000593 |
| Instrument | 44581 |
| Name | UNIFIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | JOHNSTOWN, PA 15905 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2048 |
The 2025 property tax bill for 239 Rydalmont Rd was $2,122 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,780 (+0.59%) Land $45,337 Building $156,443 | $201,780 (+0.59%) Land $45,337 Building $156,443 | |
| 2025 | $2,122.00 Homeowner's exemption | $200,596 Land $43,070 Building $157,526 | $200,596 Land $43,070 Building $157,526 |
| 2023 | $2,717.00 (+3.47%) Homeowner's exemption | $202,496 (+3%) | $214,992 (+9.36%) Land $41,937 Building $173,055 |
| 2022 | $2,626.00 Homeowner's exemption | $196,598 Land $35,136 Building $161,462 | $196,598 Land $35,136 Building $161,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Rydalmont Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 Rydalmont Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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