238 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 238 Rosebay Dr, Encinitas, CA 92024

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 781 sqft · built 1970
Lot Size0.85 acres (3,700 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Jun 2021)
Tax Bill$12,731 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Oct 2017 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN257-070-31-02

Property Details

APN / Parcel Number

Primary APN257-070-31-02

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area781 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleDuplex Single
Lot Area3,700 sqft (0.85 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address238 ROSEBAY DR
CityENCINITAS
StateCA
Zip92024-3342
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR11
Legal DescriptionLOT 31 1/2 INT IN WI EXCLUSIVE USE OF SLY POR OF TR 006490
Legal SubdivisionPACIFIC SERENA
Legal Tract006490
Legal Block2
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract17606

Owner

Source: San Diego County records · APN 257-070-31-02

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Grant Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Oct 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Jul 17, 2018Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Jan 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
CSTONE MORTGAGE INC
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 01, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Prior SaleJun 06, 2007 · Amount on Record
Deed Document Number2021466135
Prior Transfer DateJul 23, 2019
Prior Transfer Doc0000319447
Record UpdatedSep 20, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 28, 2021
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Document Number0000466135
Map ReferenceMAP 6490
Instrument DateJun 25, 2021
Instrument2021-0466135
Transaction TypeTransfer
Record UpdatedJul 08, 2021
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342

Mortgage

Document Number0000466136
DateJun 28, 2021
Instrument2021-0466136
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000476321
DateOct 13, 2017
Instrument2017-0476321
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000289080
DateJul 17, 2018
Instrument2018-0289080
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 10, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011851
DateJan 09, 2020
Instrument2020-0011851
Lender
NameCSTONE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000139255
DateMar 18, 2020
Instrument2020-0139255
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342

Mortgage

Document Number0000583550
DateSep 29, 2020
Instrument2020-0583550
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 01, 2019
Property Address238 ROSEBAY DR, ENCINITAS, CA 92024-3342
Document Number0000319447
Instrument DateJul 23, 2019
Instrument319447
Transaction TypeTransfer
Record UpdatedAug 09, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address238 ROSEBAY DR ENCINITAS CA 920243342, ENCINITAS, CA 92024-3342

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,159,281 (+2%) Land $1,048,875 Building $110,406
2025$12,731.00 (+7.15%)$1,136,551 (+4.04%) Land $1,028,309 Building $108,242
2023$11,881.00 (+2.3%)$1,092,420 Land $988,380 Building $104,040
2022$11,614.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, Cox Communications, Verizon.

Based on FCC filings for 569 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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