244 Oak St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 244 Oak St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,362 sqft · built 1903
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2025)
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-0004-0198-00`

Property Details

APN / Parcel Number

Primary APN	`092-0004-0198-00`
Alternative APN	`0011696`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,362 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	711 sqft
2nd Floor Area	651 sqft
Basement Area	711 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	100 ft deep x 31.5 ft wide
Porch	Open Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	244 OAK ST
City	ADDYSTON
State	OH
Zip	45001-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	244 OAK ST 31.59 X 100 FTPT LOTS 7-8 WOODRUFF PARS 198-199 CONS
Legal Subdivision	WOODRUFFS
Legal Lot Number	7-8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	3300

Owner

Source: Hamilton County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 OAK ST, ADDYSTON, OH 45001-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Intrafamily Transfer, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Dec 29, 2025	Warranty Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Feb 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	2025101066
Deed Book / Page	15571 / 709
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000099714
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Dec 19, 2025
Property Address	244 OAK ST, CINCINNATI, OH 45219-2349
Document Number	0000099393
Book / Page	15566 / 703
Instrument Date	Dec 19, 2025
Instrument	2025-0099393
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 29, 2025
Property Address	244 OAK ST, CINCINNATI, OH 45219-2349
Document Number	0000101066
Book / Page	15571 / 709
Instrument Date	Dec 12, 2025
Instrument	2025-0101066
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8295 CHERRY LAUREL DR, LIBERTY TOWNSHIP, OH 45044-8347

Mortgage

Document Number	0000101067
Date	Dec 29, 2025
Instrument	2025-0101067

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2022
Property Address	244 OAK ST, CINCINNATI, OH 45219-2349
Document Number	0000097840
Book / Page	14774 / 722
Map Reference	MB 1 PG 48
Instrument Date	Oct 7, 2022
Instrument	2022-0097840
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	244 OAK ST, CINCINNATI, OH 45219-2349

Mortgage

Document Number	0000000724
Date	Oct 17, 2022
Instrument	14774/724

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 17, 2017
Property Address	244 OAK ST, CINCINNATI, OH 45219-2349
Document Number	0000005592
Map Reference	PB 1 PG 48
Instrument Date	Jan 31, 2017
Instrument	17-0015592
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 3RD AVE APT 4, 4, BROOKLYN, NY 11215-3834

Mortgage

Document Number	0000005593
Date	Feb 17, 2017
Instrument	17-0015593

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,542.00 (+0.14%)	$55,825 (-) Land $11,060 Building $44,765	$159,500 (-) Land $31,600 Building $127,900
2024	$3,537.00 (-0.17%)	$55,825 (-) Land $11,060 Building $44,765
2023	$3,543.00 (+117.23%)	$55,825 (+133.69%) Land $11,060 Building $44,765	$159,500 (+133.7%) Land $31,600 Building $127,900
2022	$1,631.00 Homeowner's exemption	$23,888 Land $5,394 Building $18,494
2020			$68,250 Land $15,410 Building $52,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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