322 Oak St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 322 Oak St, Cincinnati, OH 45219

Property Summary

Property Type	Office Building
Details	2,710 sqft · built 1922
Lot Size	0.178 acres (7,754 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Oct 2015)
Tax Bill	$5,958 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`092-0004-0208-00`

Property Details

APN / Parcel Number

Primary APN	`092-0004-0208-00`

Interior

Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,710 sqft Finished Area
1st Floor Area	1,496 sqft
2nd Floor Area	1,214 sqft
Basement Area	1,496 sqft
Family Room	Family Room

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	120 ft deep x 185 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	322 OAK ST
City	CINCINNATI
State	OH
Zip	45219-2509
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	NWC OAK & BURNET 65 X 120 PT LOT 4 WM BURNET SUB
Legal Subdivision	WM BURNET SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	3300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	411 OAK ST, CINCINNATI, OH 45219-2504
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 3, 2019	Grant Deed, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	359352
Deed Book / Page	013026 / 001557
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	322 OAK ST, CINCINNATI, OH 45219-2509
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115767
Date	Dec 22, 2022
Book Page	14819/1629
Instrument	2022-0115767

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2019
Property Address	322 OAK ST, CINCINNATI, OH 45219-2509
Book / Page	014015 / 000789
Instrument Date	Oct 2, 2019
Instrument	85571
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 OAK ST CINCINNATI OH 452192504, CINCINNATI, OH 45219-2504

Mortgage

Document Number	0000085571
Date	Oct 3, 2019
Book Page	014015/000789
Instrument	85571

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	255 E 5TH ST # 800, CINCINNATI, OH 45202-4700

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 2, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,958.00 (+0.66%)	$71,211 (-) Land $15,253 Building $55,958
2024	$5,919.00 (+0.25%)	$71,211 (-) Land $15,253 Building $55,958
2023	$5,904.00 (+15.11%)	$71,211 (+27.22%) Land $15,253 Building $55,958	$203,460 (+27.22%) Land $43,580 Building $159,880
2022	$5,129.00	$55,976 Land $14,588 Building $41,388
2020			$159,930 Land $41,680 Building $118,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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