232 Oak St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 232 Oak St, Cincinnati, OH 45219

Property Summary

Property Type	Duplex
Details	8 ba · 3,212 sqft · built 2021
Lot Size	0.114 acres (5,001 sqft)
Owner	Company Name on File
Tax Bill	$984 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092-0004-0267-00`

Property Details

APN / Parcel Number

Primary APN	`092-0004-0267-00`

Interior

Full Baths	8 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,212 sqft Finished Area
1st Floor Area	1,606 sqft
2nd Floor Area	1,606 sqft
Basement Area	1,606 sqft

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	232 OAK ST
City	CINCINNATI
State	OH
Zip	45219-2349
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OAK ST 0.1148 ACS14 T3 FR2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	3300

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2718 SHORT VINE ST, CINCINNATI, OH 45219-2019
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage CENTERBANK
Apr 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2021
Deed Sale	Feb 25, 2021
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	232 OAK ST, CINCINNATI, OH 45219-2349
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 SHORT VINE ST, CINCINNATI, OH 45219-2019

Mortgage

Document Number	0000090128
Date	Sep 22, 2022
Book Page	14757/350
Instrument	2022-0090128

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	232 OAK ST, CINCINNATI, OH 45219-2349
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 SHORT VINE ST, CINCINNATI, OH 45219-2019

Mortgage

Document Number	0000045233
Date	Apr 12, 2021
Book Page	14394/494
Instrument	2021-0045233

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+0.1%)	$163,478 (-) Land $14,812 Building $148,666
2024	$983.00 (-0.2%)	$163,478 (-) Land $14,812 Building $148,666
2023	$985.00 (+77.16%)	$163,478 (+2.88%) Land $14,812 Building $148,666	$467,080 (+2.88%) Land $42,320 Building $424,760
2022	$556.00	$158,908 Land $7,228 Building $151,680
2020			$454,020 Land $20,650 Building $433,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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