Santa Cruz County property record for 244 North Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 725 sqft · built 1943 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Apr 1995) |
| Tax Bill | $4,953 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-041-61 |
| Primary APN | 042-041-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 725 sqft Living Area |
| Gross Area | 965 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 244 NORTH AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SEACLIFF PARK 08 |
| Legal Block | L |
| Legal Lot Number | 18,19 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 042-041-61
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Mar 12, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 1995 · Amount on Record |
| Deed Sale | Apr 04, 1995 · Amount on Record |
| Deed Document Number | 199516578 |
| Deed Book / Page | 5655 / 852 |
| Last Transfer Date | Jul 20, 2007 |
| Transfer Doc | 0000043651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
| Document Number | 0000005684 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021-0005684 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
| Document Number | 0000024218 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-0024218 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 12, 2026 |
| Property Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
| Document Number | 0000005410 |
| Map Reference | MB 23 PG 24 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-0005410 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 244 NORTH AVE, APTOS, CA 95003-4413 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,402 (+2%) Land $154,201 Building $154,201 | ||
| 2025 | $4,953.00 (+8.98%) Homeowner's exemption | $302,356 (+4.04%) Land $151,178 Building $151,178 | |
| 2024 | $4,545.00 (+3.11%) | ||
| 2023 | $4,408.00 (+2.97%) Homeowner's exemption | $290,614 Land $145,307 Building $145,307 | $670,230 |
| 2022 | $4,281.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 57 (1978–2023) |
| Claims Outside the SFHA | 3 of 57 |
| Most Recent Claim | Jan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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