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241 North Ave, Apt A, Aptos, CA 95003 Property Records

Santa Cruz County property record for 241 North Ave, Apt A, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,226 sqft · built 1973
Lot Size0.063 acres (2,744 sqft)
OwnerIndividual Name on Record
Last Sale$294,000 (Mar 2026)
Tax Bill$8,189 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN042-042-34

Property Details

APN / Parcel Number

Primary APN042-042-34
Alternative APN
  • 042-042-34-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,226 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,744 sqft (0.063 acres)
Deck Area654 sqft
Patio Area654 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address241 NORTH AVE, A
CityAPTOS
StateCA
Zip95003-4478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-3
Legal SubdivisionMINOR LAND
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2003
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address241 NORTH AVE, A, APTOS, CA 95003-4478
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Mar 24, 2026Grant Deed, Transfer · Conventional Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleSep 11, 2012 · Amount on Record
Deed Document Number20266282
Prior Transfer DateMar 18, 2026
Prior Transfer Doc0000006282
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address241 NORTH AVE APT A, A, APTOS, CA 95003-4478
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyUS FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 NORTH AVE A, A, APTOS, CA 95003-4478
InvestorPossibly a Property Investor

Mortgage

Document Number0000049483
DateSep 29, 2021
Instrument2021-0049483
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 24, 2026
Property Address241 NORTH AVE APT A, A, APTOS, CA 95003-4478
Document Number0000006282
Map ReferenceMB 44 PG 5
Instrument DateMar 18, 2026
Instrument2026-0006282
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$323.40
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address241 NORTH AVE APT A, A, APTOS, CA 95003-4478

Mortgage

Document Number0000006283
DateMar 24, 2026
Instrument2026-0006283
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,395 (+2%) Land $374,305 Building $226,090
2025$8,189.00 (+8.22%) Homeowner's exemption$588,623 (+4.04%) Land $366,966 Building $221,657
2024$7,567.00 (+2.45%)
2023$7,386.00 (+2.46%) Homeowner's exemption$565,766 Land $352,716 Building $213,050$881,910
2022$7,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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