Santa Cruz County property record for 243 North Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 4,008 sqft (0.092 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,125,000 (2026) |
| Tax Bill | $2,913.00 (2025) |
| Primary APN | 042-042-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,440 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,008 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 243 NORTH AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4412 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SEACLIFF PARK 08 |
| Legal Block | S |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 042-042-32
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 NORTH AVE, APTOS, CA 95003-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Deed Doc Number | 202615279 |
| Prior Transfer Date | Jan 24, 2024 |
| Prior Transfer Doc | 0000001887 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 06, 2026 |
| Property Address | 243 NORTH AVE, APTOS, CA 95003-4412 |
| Document Number | 0000015279 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202615279 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | HOMESITE TITLE, HOMELIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124,987.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 NORTH AVE, APTOS, CA 95003-4412 |
| Document Number | 0000015280, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202615280 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,382 (+2%) Land $62,190 Building $62,192 | ||
| 2025 | $2,913.00 (+15.09%) | $121,943 (+4.04%) Land $60,970 Building $60,973 | |
| 2023 | $2,531.00 (+3.86%) Homeowner's exemption | $117,208 Land $58,603 Building $58,605 | $1,076,850 |
| 2022 | $2,437.00 |
243 North Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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