244 Murano St, Los Banos, CA 93635 Property Records

Merced County property record for 244 Murano St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,387 sqft · built 2003
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Aug 2024)
Tax Bill	$5,660 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`428-265-006-000`

Property Details

APN / Parcel Number

Primary APN	`428-265-006-000`
Alternative APN	`428-265-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,387 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	2,387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,615 sqft (0.152 acres)
Garage Type	Attached
Garage Area	395 sqft
Parking Spaces	1 Parking Space
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	428-265-006
Street Address	244 MURANO ST
City	LOS BANOS
State	CA
Zip	93635-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VERONA UNIT NO 2 LOT 80
Legal Subdivision	VERONA 99-01
Legal Lot Number	80
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1018
Census Tract	2304

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jul 25, 2019	Grant Deed, Transfer · VA Mortgage WELCOME HOME FUNDING LLC
Jul 25, 2019	Affidavit of Death, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	202418723
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0000022330
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MURANO ST, LOS BANOS, CA 93635-6413

Mortgage

Document Number	0000033955
Date	Dec 1, 2025
Instrument	2025033955

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MURANO ST, LOS BANOS, CA 93635-6413

Mortgage

Document Number	0000035545
Date	Oct 17, 2022
Instrument	2022035545

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MURANO ST, LOS BANOS, CA 93635-6413

Mortgage

Document Number	0000005772
Date	Feb 7, 2022
Instrument	2022005772

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 MURANO ST, LOS BANOS, CA 93635-6413

Mortgage

Document Number	0000015198
Date	Apr 5, 2021
Instrument	2021015198

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Document Number	0000017914
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	244 MURANO ST LOS BANOS CA 936356413, LOS BANOS, CA 93635-6413

Mortgage

Document Number	0000017914
Date	Jun 4, 2020
Instrument	17914

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 25, 2019
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Document Number	0000022331
Map Reference	VOL 58 PG 14-17
Instrument Date	Jul 17, 2019
Instrument	2019022331
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 MURANOST, LOS BANOS, CA 93635

Mortgage

Document Number	0000022332
Date	Jul 25, 2019
Instrument	2019022332

Lender

Name	WELCOME HOME FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 25, 2019
Property Address	244 MURANO ST, LOS BANOS, CA 93635-6413
Document Number	0000022330
Instrument Date	Jul 17, 2019
Instrument	22330
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E CAPITOL EXPY #92 SAN JOSE CA 951211815, 92, SAN JOSE, CA 95121-1815

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,800 (+2%) Land $132,600 Building $367,200
2025	$5,660.00 (+78.77%)	$490,000 (+15.1%) Land $130,000 Building $360,000
2023	$3,166.00 (-0.97%) Disabled Person's exemption Veteran's exemption	$425,724 Land $89,348 Building $336,376
2022	$3,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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