Carteret County property record for 244 Bluff Rd, Cedar Point, NC 28584 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 972 sqft Heated Area |
| Lot Size | 236,444 sqft (5.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $870,000 (2019) |
| Tax Bill | $6,182.00 (2025) |
| Primary APN | 5374.14.24.7640000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 972 sqft Heated Area |
| Gross Area | 1,351 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 236,444 sqft (5.42 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 870 sqft Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Deck Area | 297 sqft Deck |
| Porch | Porch |
| Porch Area | 84 sqft Porch |
| Boat Lift | Boat Lift |
| Tennis Court | Tennis Court |
| Boat Access | Boat Access |
| Canopy Area | 636 sqft Canopy |
| Utility Building | 22 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 46741 |
|---|---|
| Street Address | 244 BLUFF RD |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-9362 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 SILVERDALE MARLE LAND |
| Legal Subdivision | BLUFF ROAD |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 3 |
| Census Block | 3055 |
| Census Tract | 970806 |
Source: Carteret County records · APN 5374.14.24.7640000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 244 BLUFF RD, CEDAR POINT, NC 28584-9362 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 28, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Jun 12, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Deed Doc Number | 0001640339 |
| Deed Book / Page | 1640 / 339 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 244 BLUFF RD, CEDAR POINT, NC 28584-9362 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 244 BLUFF RD, CEDAR POINT, NC 28584-9362 |
| Document Number | 0018240448 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 1824/448 |
| Instrument | 1824448 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 244 BLUFF RD, CEDAR POINT, NC 28584-9362 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018140373 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 1814/373 |
| Instrument | 1814373 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 22, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 12, 2019 |
| Property Address | 244 BLUFF RD, CEDAR POINT, NC 28584-9362 |
| Document Number | 0016400339 |
| Book / Page | 001640 / 000339 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 244 BLUFF RD CEDAR POINT NC 285849362, CEDAR POINT, NC 28584-9362 |
| Document Number | 16400340 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 001640/000340 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2049 |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,182.00 (+34.42%) | $1,420,067 (+65.63%) Land $391,790 Building $1,028,277 | $1,420,067 (+65.63%) Land $391,790 Building $1,028,277 |
| 2023 | $857,366 Land $357,000 Building $500,366 | $857,366 Land $357,000 Building $500,366 | |
| 2022 | $4,599.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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