186 Bluff Rd, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 186 Bluff Rd, Cedar Point, NC 28584 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	4,840 sqft Heated Area
Lot Size	263,625 sqft (6.05 acres)
Occupancy	Owner Occupied
Last Sale	$680,000 (2004)
Tax Bill	$6,275.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5374.01.35.2590000`
Alternative APNs	`360700` `46884`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	4,840 sqft Heated Area
Gross Area	7,065 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Architectural Style	Contemporary Style
Exterior Material	Wood Exterior
Foundation Type	Brick Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	263,625 sqft (6.05 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	711 sqft Garage
Carport	Carport
Carport Area	1,152 sqft Carport

Exterior Amenities

Deck Area	173 sqft Deck
Porch	Porch
Porch Area	730 sqft Porch
Boat Access	Boat Access
Lean-To	192 sqft Lean-To

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	46884
Street Address	186 BLUFF RD
City	CEDAR POINT
State	NC
Zip	28584-9351
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT 5 BLUFF RD S/D
Legal Subdivision	BLUFF ROAD
Legal Tract	5
Jurisdiction	CARTERET NC
Minor Civil Division	WHITE OAK
Census Blockgroup	3
Census Block	3055
Census Tract	970806

Owner

Source: Carteret County records · APN 5374.01.35.2590000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 BLUFF RD, CEDAR POINT, NC 28584-9351
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Deed Doc Number	0001072164
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,275.00 (+32.69%)	$1,395,941 (+73.97%) Land $399,584 Building $996,357	$1,395,941 (+73.97%) Land $399,584 Building $996,357
2023		$802,399 Land $406,800 Building $395,599	$802,399 Land $406,800 Building $395,599
2022	$4,729.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.