Carteret County property record for 225 Bluff Rd, Cedar Point, NC 28584 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,746 sqft Heated Area |
| Lot Size | 110,468 sqft (2.53 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2017) |
| Tax Bill | $3,144.00 (2025) |
| Primary APN | 5374.14.34.1693000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,746 sqft Heated Area |
| Gross Area | 3,364 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary Style |
| Exterior Material | Brick Exterior |
| Foundation Type | Brick Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 110,468 sqft (2.53 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 752 sqft Garage |
| Porch | Porch |
| Porch Area | 172 sqft Porch |
| Lean-To | 372 sqft Lean-To |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 23840 |
|---|---|
| Street Address | 225 BLUFF RD |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-9363 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART TRACT 8 BLUFF RD |
| Legal Subdivision | BLUFF ROAD |
| Legal Tract | 8 |
| Legal Lot Number | 2A |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 3 |
| Census Block | 3055 |
| Census Tract | 970806 |
Source: Carteret County records · APN 5374.14.34.1693000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 BLUFF RD, CEDAR POINT, NC 28584-9363 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 01, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 29, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Doc Number | 0001580216 |
| Deed Book / Page | 1580 / 216 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 225 BLUFF RD, CEDAR POINT, NC 28584-9363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016850353 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 1685/353 |
| Instrument | 1685353 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 225 BLUFF RD, CEDAR POINT, NC 28584-9363 |
| Document Number | 0015800216 |
| Book / Page | 001580 / 000216 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 225 BLUFF RD CEDAR POINT NC 285849363, CEDAR POINT, NC 28584-9363 |
| Document Number | 15800217 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 001580/000217 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+27.65%) | $688,460 (+65.17%) Land $138,987 Building $549,473 | $688,460 (+65.17%) Land $138,987 Building $549,473 |
| 2023 | $416,819 Land $116,300 Building $300,519 | $416,819 Land $116,300 Building $300,519 | |
| 2022 | $2,463.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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