2433 Warren St, Covington, KY 41014 Property Records

Kenton County property record for 2433 Warren St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 809 sqft · built 1927
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$86,000 (Aug 2018)
Tax Bill$1,139 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-23-05-011.00

Property Details

APN / Parcel Number

Primary APN055-23-05-011.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area809 sqft Finished Area
Gross Area977 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions100 ft deep x 25 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0552305011.00
Street Address2433 WARREN ST
CityCOVINGTON
StateKY
Zip41014-1649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON LOT & IMP CO LOT 243 CENTRAL COV IMP CO ADDN
Legal SubdivisionHUNTINGTON LOT & IMP CO
Legal Lot Number243
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2002
Census Tract65100

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2433 WARREN ST, COVINGTON, KY 41014-1649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jun 12, 2020Deed of Trust, Mortgage · Conventional with PMI
CARDINAL FIN'L
Aug 2, 2018Warranty Deed, Transfer · Conventional with PMI
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2018 · Amount on Record
Deed SaleAug 2, 2018 · Amount on Record
Prior SaleMay 19, 2010 · Amount on Record
Deed Document Number0006467259
Deed Book / Page6467 / 259
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2433 WARREN ST, COVINGTON, KY 41014-1649
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2433 WARREN ST, COVINGTON, KY 41014-1649

Mortgage

Document Number0005900122
DateOct 20, 2023
Book PageKCM 501/399
Instrument23102005900122
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2433 WARREN ST, COVINGTON, KY 41014-1649
Document Number0000000163
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2433 WARREN ST COVINGTON KY 410141649, COVINGTON, KY 41014-1649

Mortgage

Document Number0000000163
DateJun 26, 2020
Book Page000M63/000343
Instrument163
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 25, 2035

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 2, 2018
Property Address2433 WARREN ST, COVINGTON, KY 41014-1649
Document Number0000000058
Book / Page0C6467 / 000259
Instrument DateJul 27, 2018
Instrument58
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$86.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2433 WARREN ST COVINGTON KY 410141649, COVINGTON, KY 41014-1649

Mortgage

Document Number61
DateAug 2, 2018
Book Page006467/000262
Instrument61
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Mortgage

Document Number62,
DateAug 2, 2018
Book Page0C6467/000278
Instrument62
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term120 Months
DueAug 1, 2028
Interest
Rate12%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,139.00 (-0.52%)$86,000 (-) Land $5,000 Building $81,000$86,000 (-) Land $5,000 Building $81,000
2023$1,145.00$86,000 Land $5,000 Building $81,000$86,000 Land $5,000 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Warren St

Nearby Streets

Search Property Records by Address or Parcel Number