2438 Ridgeway Dr, Oregon, OH 43616 Property Records

Lucas County property record for 2438 Ridgeway Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,876 sqft · built 1965
Lot Size	0.211 acres (9,200 sqft)
Owner	Owner Name on File
Last Sale	$102,000 (Apr 2011)
Tax Bill	$2,966 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`44-80594`

Property Details

APN / Parcel Number

Primary APN	`44-80594`
Alternative APN	`24215029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	924 sqft
Basement Area	627 sqft

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	157 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2438 RIDGEWAY DR
City	OREGON
State	OH
Zip	43616-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	STARR PARK LOT 29
Legal Subdivision	STARR PARK
Legal Lot Number	29
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	3
Census Block	3006
Census Tract	10001

Owner

The current owner of 2438 Ridgeway Dr bought it in April 2011.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Owner Name on File
Mailing Address	2438 RIDGEWAY DR, OREGON, OH 43616-2005
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2011 · Amount on File
Deed Sale	Apr 5, 2011 · Amount on File
Prior Sale	Nov 5, 2002
Deed Document Number	11101837
Record Updated	Jun 8, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	2438 RIDGEWAY DR, OREGON, OH 43616-2005
Document Number	0000053031
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 RIDGEWAY DR OREGON OH 436162005, OREGON, OH 43616-2005

Mortgage

Document Number	0000053031
Date	Dec 27, 2019
Instrument	53031

Lender

Name	FIFTH THIRD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 26, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2438 Ridgeway Dr was $2,966, up 5.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,966.00 (+5.29%)	$60,445 (-) Land $7,455 Building $52,990
2024	$2,817.00 (+1.04%)	$60,445 (+20.6%) Land $7,455 Building $52,990	$172,700 Land $21,300 Building $151,400
2023	$2,788.00 (-0.71%)	$50,120 (-) Land $6,440 Building $43,680
2022	$2,808.00 Homeowner's exemption	$50,120 Land $6,440 Building $43,680
2021			$143,200 Land $18,400 Building $124,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2438 Ridgeway Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2438 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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