2447 Ridgeway Dr, Oregon, OH 43616 Property Records

Lucas County property record for 2447 Ridgeway Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1965
Lot Size	0.259 acres (11,300 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2018)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-80564`

Property Details

APN / Parcel Number

Primary APN	`44-80564`
Alternative APN	`24215020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,300 sqft (0.259 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2447 RIDGEWAY DR
City	OREGON
State	OH
Zip	43616-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	STARR PARK 19 EXC SW 25 FT & LOT20
Legal Subdivision	STARR PARK
Legal Lot Number	20
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	3
Census Block	3006
Census Tract	10001

Owner

2447 Ridgeway Dr is owned and occupied by an individual who bought it in October 2018.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2447 RIDGEWAY DR, OREGON, OH 43616-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit BAY AREA CU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Aug 18, 1998 · Amount on File
Deed Document Number	18108804
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2447 RIDGEWAY DR, OREGON, OH 43616-2004
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038576
Date	Nov 28, 2023
Instrument	202311280038576

Lender

Name	BAY AREA CU
Type	Credit Union
Address	OREGON, OH 43616

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2447 RIDGEWAY DR, OREGON, OH 43616-2004
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003318
Date	Jan 21, 2021
Instrument	202101210003318

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 31, 2018
Property Address	2447 RIDGEWAY DR, OREGON, OH 43616-2004
Document Number	0000049368
Map Reference	VOL60 PG23
Instrument Date	Oct 25, 2018
Instrument	201810310049368
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	CHICAGO TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 RIDGEWAY DR, OREGON, OH 43616-2004

Mortgage

Document Number	0000049369
Date	Oct 31, 2018
Instrument	201810310049369

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2447 Ridgeway Dr was $2,853, up 6.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,853.00 (+6.42%)	$57,540 (-) Land $10,185 Building $47,355
2024	$2,681.00 (+2.48%)	$57,540 (+23.05%) Land $10,185 Building $47,355	$164,400 Land $29,100 Building $135,300
2023	$2,616.00 (-0.72%)	$46,760 (-) Land $8,960 Building $37,800
2022	$2,635.00 Homeowner's exemption	$46,760 Land $8,960 Building $37,800
2021			$133,600 Land $25,600 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2447 Ridgeway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2447 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures