2432 Ridgeway Dr, Oregon, OH 43616 Property Records

Lucas County property record for 2432 Ridgeway Dr, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1970
Lot Size	0.245 acres (10,700 sqft)
Owner	Individual Name on File
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Sep 2022 Transfer Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-80597`

Property Details

APN / Parcel Number

Primary APN	`44-80597`
Alternative APN	`24215030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	858 sqft
2nd Floor Area	528 sqft

Exterior

Year Built	Built 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,700 sqft (0.245 acres)
Lot Dimensions	176 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2432 RIDGEWAY DR
City	OREGON
State	OH
Zip	43616-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	STARR PARK LOT 30
Legal Subdivision	STARR PARK
Legal Lot Number	30
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	3
Census Block	3006
Census Tract	10001

Owner

2432 Ridgeway Dr is owned and occupied by an individual who acquired it in September 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	26353 EDGEWATER DR, PERRYSBURG, OH 43551-6390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Affidavit of Death of Joint Tenant, Transfer
Oct 19, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022
Deed Sale	Sep 2, 2022
Deed Document Number	22204826
Record Updated	Jun 8, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LUCAS OH
Recording Date	Sep 2, 2022
Property Address	2432 RIDGEWAY DR, OREGON, OH 43616-2005
Document Number	0000039177
Instrument Date	Aug 1, 2022
Instrument	202209020039177
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 RIDGEWAY DR, OREGON, OH 43616-2005

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2432 RIDGEWAY DR, OREGON, OH 43616-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047651
Date	Oct 19, 2018
Instrument	201810190047651

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Ridgeway Dr was $1,411 with a homeowner's exemption, up 7.3% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+7.3%) Homeowner's exemption	$38,010 (-) Land $9,555 Building $28,455
2024	$1,315.00 (-4.99%) Homeowner's exemption	$38,010 (+12.77%) Land $9,555 Building $28,455	$108,600 Land $27,300 Building $81,300
2023	$1,384.00 (-2.33%) Homeowner's exemption	$33,705 (-) Land $8,295 Building $25,410
2022	$1,417.00 Homeowner's exemption	$33,705 Land $8,295 Building $25,410
2021			$96,300 Land $23,700 Building $72,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2432 Ridgeway Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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