Hamilton County property record for 2438 Garrison Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,621 sqft · built 1959 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0051-0407-00 |
| Primary APN | 510-0051-0407-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 825 sqft |
| Attic | Attic |
| Attic Area | 396 sqft |
| Basement Area | 825 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 425 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2438 GARRISON DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRISON DR 50 X 120 LOT 180 COMPTON ESTATES |
| Legal Subdivision | COMPTON ESTATE |
| Legal Lot Number | 180 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21604 |
Source: Hamilton County records · APN 510-0051-0407-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 08, 2019 | Warranty Deed, Subdivision Related Transfer TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Apr 02, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK FSB |
| Oct 09, 2017 | Warranty Deed, Transfer AMERICAN HOMELAND TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 |
| Deed Sale | Feb 24, 2021 |
| Prior Sale | Apr 02, 2018 · Amount on Record |
| Deed Document Number | 202123279 |
| Deed Book / Page | 14361 / 962 |
| Prior Transfer Date | Jul 11, 2007 |
| Prior Transfer Doc | 0000000076 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000100443 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 14484/632 |
| Instrument | 2021-0100443 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 24, 2021 |
| Property Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Document Number | 0000023279 |
| Book / Page | 14361 / 962 |
| Map Reference | MB 91 PG 76&77 |
| Instrument Date | Nov 04, 2020 |
| Instrument | 2021-0023279 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Document Number | 0000023280 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0023280 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jun 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 08, 2019 |
| Property Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Document Number | 0000098415 |
| Book / Page | 014041 / 000526 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 98415 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,434.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7143 REDRIDGE DR CLEVES OH 45002, CLEVES, OH 45002 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 02, 2018 |
| Property Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Document Number | 0000006461 |
| Map Reference | MB 91 PG 76 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 18-0026461 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2744 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000006462 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 18-0026462 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 09, 2017 |
| Property Address | 2438 GARRISON DR, CINCINNATI, OH 45231-2858 |
| Document Number | 0000092315 |
| Book / Page | 013519 / 001199 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 92315 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3640 PARK 42 DR SHARONVILLE OH 452412072, SHARONVILLE, OH 45241-2072 |
| Investor | Possibly a Property Investor |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+3.23%) | $67,253 (-) Land $5,908 Building $61,345 | $192,150 (-) Land $16,880 Building $175,270 |
| 2024 | $3,586.00 (+1.07%) | $67,253 (-) Land $5,908 Building $61,345 | |
| 2023 | $3,548.00 (+16.4%) | $67,253 (+60.26%) Land $5,908 Building $61,345 | $192,150 (+60.26%) Land $16,880 Building $175,270 |
| 2022 | $3,048.00 | $41,965 Land $5,390 Building $36,575 | |
| 2020 | $119,900 Land $15,400 Building $104,500 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–1996) |
| Most Recent Claim | Jun 1996 · Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 450 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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