2405 E 40 N, Saint George, UT 84790 Property Records

Washington County property record for 2405 E 40 N, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,695 sqft · built 1989
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2020)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CA-1-14`

Property Details

APN / Parcel Number

Primary APN	`SG-CA-1-14`
Alternative APN	`0391352`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	1,715 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Covered Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0391352
Street Address	2405 E 40 N
City	SAINT GEORGE
State	UT
Zip	84790-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	SUBDIVISION: COTTON ACRES 1 (SG) LOT: 14
Legal Subdivision	COTTON ACRES 1
Legal Lot Number	14
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	4
Census Block	4009
Census Tract	271102

Owner

2405 E 40 N is owned and occupied by an individual who acquired it in February 2023.

Source: Washington County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 E 40 N, SAINT GEORGE, UT 84790-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Feb 28, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 18, 2020	Quit Claim Deed, Transfer EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY
Nov 18, 2020	Warranty Deed, Transfer INVESTORS TITLE INSAGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Nov 18, 2020
Deed Document Number	202066185
Last Transfer Date	Feb 28, 2023
Transfer Doc	0000005398
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2405 E 40 N, ST GEORGE, UT 84790-2432
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E 40 N, SAINT GEORGE, UT 84790-2432

Mortgage

Document Number	0000004945
Date	Feb 24, 2023
Instrument	20230004945

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Feb 28, 2023
Property Address	2405 E 40 N, ST GEORGE, UT 84790-2432
Document Number	0000005398
Instrument Date	Feb 28, 2023
Instrument	20230005398
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E 40 N, SAINT GEORGE, UT 84790-2432

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	Nov 18, 2020
Property Address	2405 E 40 N, ST GEORGE, UT 84790-2432
Document Number	0000066185
Instrument Date	Nov 17, 2020
Instrument	66185
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2405 E 40 N ST GEORGE UT 847902432, ST GEORGE, UT 84790-2432

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Nov 18, 2020
Property Address	2405 E 40 N, ST GEORGE, UT 84790-2432
Document Number	0000066178
Instrument Date	Aug 16, 2020
Instrument	20200066178
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INVESTORS TITLE INSAGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 EAST 40NORTH ST, SAINT GEORGE, UT 84790-2432

Tax Assessment & Valuation

The 2025 property tax bill for 2405 E 40 N was $1,451.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,940 Land $59,400 Building $155,540	$390,800 Land $108,000 Building $282,800
2025	$1,451.00
2023	$1,545.00	$230,945	$419,900 Land $96,000 Building $323,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 E 40 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 E 40 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless · Fiber in parts of the area	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: CenturyLink, SC Broadband.

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