2408 104th Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2408 104th Ave, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,246 sqft · built 2000
Lot Size4.93 acres (214,751 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Dec 2020)
Tax Bill$6,002 (2025)
Deeds & MortgagesDec 2020 Sale
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-025-001-30

Property Details

APN / Parcel Number

Primary APN21-025-001-30

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,246 sqft Living Area
1st Floor Area2,232 sqft
Basement Area2,232 sqft
Unfinished Basement2,232 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area214,751 sqft (4.93 acres)
Garage Area698 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2408 104TH AVE
CityOTSEGO
StateMI
Zip49078-9620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR TH W 409.88' ALONG N SEC LIN TH S 525' TH E 409.43' TO E SEC LIN TH N 525' ON SD SEC LIN TO NE COR & POB SEC 25
Legal Range13W
Legal Township01N
Legal Section25
JurisdictionALLEGAN MI
Township / Civil DivisionTROWBRIDGE
Census Block Group3
Census Block3020
Census Tract31101

Owner

Source: Allegan County records · APN 21-025-001-30

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2408 104TH AVE, OTSEGO, MI 49078-9620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Warranty Deed, Transfer
SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LL
Aug 25, 2017Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 11, 2020 · Amount on Record
Deed SaleDec 11, 2020 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Book / Page4550 / 15
Prior Transfer DateSep 28, 2015
Prior Transfer Doc3970/420
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateDec 11, 2020
Property Address2408 104TH AVE, OTSEGO, MI 49078-9620
Document Number4550/15
Book / Page4550 / 15
Instrument DateNov 30, 2020
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LL

Transaction

AmountAmount Recorded
Tax$2,838.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2408 104TH AVE, 2408, OTSEGO, MI 49078-9620

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 104TH AVE, OTSEGO, MI 49078-9620

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateAug 25, 2017
Property Address2408 104TH AVE, OTSEGO, MI 49078-9620
Document Number4170/293
Book / Page4170 / 293
Instrument DateAug 22, 2017
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,494.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2408 104TH AVE, 2408, OTSEGO, MI 49078-9620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address26196 SMOTHER RD, STURGIS, MI 49091-9342

Mortgage

Document Number4170295
DateAug 25, 2017
Instrument4170/295
Lender
NameFIFTH THIRD MORTGAGE MICHIGAN LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2032

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionTrowbridge Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$245,800 (+3.93%) Land $35,700 Building $210,100$491,600 (+3.93%) Land $71,400 Building $420,200
2025$6,002.00 (+5.97%) Homeowner's exemption$236,500 (+28.95%) Land $34,700 Building $201,800$473,000 (+28.95%) Land $69,400 Building $403,600
2024$5,664.00 (+7.17%)
2023$183,400 Land $23,800 Building $159,600$366,800 Land $47,600 Building $319,200
2022$5,285.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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