2434 Watson St, Elgin, SC 29045 Property Records

Kershaw County property record for 2434 Watson St, Elgin, SC 29045

Property Summary

Property Type	Apartments (5+ Units)
Details	1,998 sqft
Lot Size	0.703 acres (30,654 sqft)
Owner	Company Name on Record
Last Sale	$197,800 (Dec 2014)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`334-04-02-007-SCD`

Property Details

APN / Parcel Number

Primary APN	`334-04-02-007-SCD`
Alternative APN	`1276`

Interior

Units	2 Units
Building Area	1,998 sqft Gross Area

Exterior

Lot Area	30,654 sqft (0.703 acres)

Location & Zoning

Account Number	1276
Street Address	2434 WATSON ST
City	ELGIN
State	SC
Zip	29045-8815
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R6
Legal Description	EAST POINT VILLAGE
Legal Lot Number	7
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2013
Census Tract	970909

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1608 RIDGEWAY RD, LUGOFF, SC 29078-8657
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Prior Sale	Jun 10, 2013 · Amount on Record
Deed Book / Page	3319 / 226
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 29, 2026
Property Address	2434 WATSON ST, ELGIN, SC 29045-8815
Document Number	0000007281
Book / Page	5644 / 313
Instrument Date	Jul 28, 2026
Instrument	20267281
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,802.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000007291,
Date	Jul 29, 2026
Instrument	20267291

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 11, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (-33.81%)	$156,800 (-) Land $20,000 Building $136,800	$156,800 (-)
2023	$5,008.00	$156,800 Land $20,000 Building $136,800	$156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20