Kershaw County property record for 2445 Watson St, Elgin, SC 29045 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,834 sqft · built 2000 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,900 (Feb 2000) |
| Tax Bill | $627 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 347-00-00-144 |
| Primary APN | 347-00-00-144 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,834 sqft Gross Area |
| Gross Area | 1,152 sqft |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 210 sqft |
| Account Number | 39006 |
|---|---|
| Old Parcel Number | 0347 00 00 1440 |
| Street Address | 2445 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 840-264 810-272 2445 WATSON DR |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970909 |
Source: Kershaw County records · APN 347-00-00-144
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2445 WATSON ST, ELGIN, SC 29045-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2000 · Amount on Record |
| Deed Sale | Feb 02, 2000 · Amount on Record |
| Deed Document Number | 0000840264 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2445 WATSON ST, ELGIN, SC 29045-9434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2445 WATSON ST, ELGIN, SC 29045-9434 |
| Document Number | 0020237451 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 5004/301 |
| Instrument | 2023-7451 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $627.00 (-0.48%) | $129,400 (-) Land $20,000 Building $109,400 | $129,400 (-) |
| 2023 | $630.00 | $129,400 Land $20,000 Building $109,400 | $129,400 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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